UCU's Mobile Banking is a finance app developed by University Credit Union.
Download Statistics
UCU's Mobile Banking has been downloaded 19 thousand times. In the last 30 days, the app was downloaded 99 times.
User Ratings
UCU's Mobile Banking is rated 4.51 out of 5 stars. The rating is based on 340 ratings.
App Information
UCU's Mobile Banking is FREE to download. The APK download size is 51.20 MB. The latest version available is 4.42.81. The last update was on November 10, 2025.
Technical Requirements
UCU's Mobile Banking requires Android 4.1+ or higher. The app has a content rating of Everyone. The app has been available on Google Play February 2012.
Description
Manage your accounts 24/7 with UCU Mobile Banking. Download our latest mobile app today and securely manage your accounts on the go from anywhere! Conveniently access your accounts, transfer money, deposit checks, monitor your credit score, and apply for a loan - all within UCU’s free mobile app.*
Mobile Banking features and benefits: •Mobile Check Deposit •BillPay •Send Money with Zelle® ¹ •Apply for a Loan ² •Card Controls •Order Checks •Access eStatements •Make loan payments or set up recurring payments •Receive real-time account alerts
Some restrictions apply. For additional information about UCU Mobile Banking or other products and services, please visit www.ucumaine.com or call (800)696-8628. UCU is committed to protecting the privacy of our members' financial information. To view our privacy policy, visit https://www.ucumaine.com/online-privacy-policy/.
* Message and data fees may apply from your wireless carrier. ¹ Zelle is a registered trademark of Early Warning Services, LLC. ² Our current members may be eligible to apply for loans with University Credit Union. For the latest information and to see specific loan options and terms visit our website https://www.ucumaine.com/rates/.
UCU is federally insured by NCUA.
Our members may be eligible to apply for loans with University Credit Union. Please review the following to understand our lending information, and make sure to check https://www.ucumaine.com/rates/ for the latest rate information. Our personal loans have a minimum repayment period of 30 days and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $500 and our maximum offered loan amount is $25,000. Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, buying crypto or other speculative investments, gambling, or illegal purposes. Please review our loan cost example below: Consider a loan where the borrower receives $10,000 at an APR of 18.00% over 48 months. The borrower would repay $293.74 every month. The total amount paid for the loan would be $14,099.52. Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc. Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.
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★★★★★
a) UCU is an amazing bank and b) this app has never once failed me. It makes all my routine banking needs very easy AND it's crazy easy to send a message to ask for help as well - Kim usually reads those messages, and she's great.
★★★★★
Update: the new app is so much better now. Previously I'd written that may switch back to Bank of America -- I wanted to participate in my credit union, but there aren't enough convenient branches or ATMs, and the mobile app either doesn't allow me to log in at all, or when it did let me log on once or twice, the mobile deposit didn't work with my camera, so it was not usable at all. The BofA mobile app worked flawlessly, I’m not sure why this one can't be as reliable?
★★☆☆☆
Can't even use the app because I can't enroll for it. When I enter my details it gives an error. Terrible update
★★☆☆☆
Inconsistent, rarely opens the first try. I usually have to close out and try several times. Once it's open it's hit or miss still. This morning it took 5 attempts to open and the details of each account still won't load. When it opens it's fine.
★★☆☆☆
This app crashes way too frequently and sometimes fails to keep up with transactions in real time. If you don't like overdraft fees, BE CAREFUL with this app.
★★☆☆☆
It's good for checking balances. Had issues with setting autopay, making mobile deposits, and then they frequently lock me out of making payments which seems counterproductive to getting payments imo
★★☆☆☆
I hate getting all the spam from you guys and I will spam you just as soon as I do
Google Play Rankings for UCU's Mobile Banking
This app is not ranked
Technologies used by UCU's Mobile Banking
UCU's Mobile Banking is requesting 32 permissions and is using 16 libraries.
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
