Vertz: Compare Cards & Loans

Your next money move starts with a comparison. With Vertz, compare credit cards, explore personal loans and run financial calculations in one app.

CREDIT CARDS: COMPARE BEFORE YOU CHOOSE
Looking for cash back, travel rewards or no annual fee? Review and compare available card details: annual fees, published APR ranges, rewards and benefit conditions. Search by card or issuer and save favorites to revisit later.

CASH BACK, POINTS AND MILES
See what each card includes and which conditions apply. Review annual fees, earning rates and redemption conditions. Rewards depend on the issuer's rules.

PERSONAL LOANS: LOOK BEYOND THE PAYMENT
Explore public information about loan amounts, repayment periods, APR and fees. Compare available details before visiting a provider's website. Applications and agreements take place outside Vertz.

FINANCIAL CALCULATORS
Estimate loan payments, interest and total payments. Explore simple and compound interest, savings projections, credit-card payoff scenarios, auto and mortgage payments, rate conversions and cash-versus-installment comparisons. Enter your own values and assumptions to see estimates. Calculator scenarios are not personalized loan quotes.

INVESTMENTS AND INTERNATIONAL ACCOUNTS
Explore public information about investment products and international accounts, including available currencies, fees and conditions. Savings and investment projections are hypothetical and do not guarantee returns.

INFORMATION, NOT A CREDIT OFFER
Vertz is an informational comparison platform. We are not a bank or lender. We do not issue cards, provide loans, disburse funds or make credit decisions. We do not provide a credit-bureau score or guarantee approval, limits or rates.

Eligibility, approval, pricing and availability depend on the provider and your circumstances. State, membership and other restrictions may apply. Check the provider's official website and agreement before applying. Public information can change; inclusion in our catalog does not imply a partnership.

PERSONAL LOAN INFORMATION
Repayment periods for personal loans listed in the U.S. catalog: 4 to 84 months.
Maximum published annual percentage rate (APR): 35.99%.
APR reflects interest and applicable finance charges. The provider determines your actual APR, fees, payment schedule and total cost.

Illustrative example, not an offer: A $10,000 loan with a fixed 12% annual interest rate, a 36-month term and a $300 origination fee deducted upfront provides $9,700 in proceeds. Estimated APR is 14.13%. Estimated monthly payment: $332.14. Total repayment: $11,957.15. Interest: $1,957.15. Total borrowing cost, including the fee: $2,257.15. Assumptions: first payment after one month, monthly payments, no insurance or other fees, no missed payments. Totals use unrounded payments; displayed figures are rounded and the final payment may be adjusted. Actual lender calculations may differ.

SAFER COMPARISONS
Vertz does not ask you to send money to release a loan. Be cautious of requests to pay an upfront release fee or promises of guaranteed approval. Verify the destination website before sharing personal information.

ESTIMATES AND PRIVACY
Calculations provide estimates based on your inputs and assumptions. They are not individual financial, investment, tax or legal advice. Results, savings and returns are not guaranteed. Consider risks, costs and provider terms.

Account, personalization, subscription and advertising features may process data as described in our Privacy Policy. The app contains ads and offers in-app purchases. An optional subscription does not guarantee credit approval or change provider terms. Product names and trademarks belong to their owners.

CONTACT AND SUPPORT
Privacy Policy: https://vertz-finance.web.app/privacy
Terms of Use: https://vertz-finance.web.app/terms
Email: contact@guntocollective.xyz

Recent changes:
Regional catalogs for the United States and Latin America, with online updates and offline access. Navigation, Android compatibility and stability improvements.