Payments are now smarter with axio. Walnut 369 is now axio Pay Later. Shop at your favorite brands’ app or website and checkout with axio Pay Later to split your payments into 3, 6, or 9 installments, or Pay in full next month.
The best expense tracker app just got better. Walnut Money Manager is now axio Money Manager. With axio Money Manager, your new financial growth partner, budget & track your finances with ease.
Add axio, add life.
Our journey started in 2014 with Walnut: your favorite SMS-based expense tracker & evolved with Walnut Prime & Walnut 369: enabling users to Pay Later at thousands of merchants. We’ve unified Capital Float, Walnut, & Walnut 369 to create one seamless brand experience for you - axio. We welcome you to the best personal finance & credit experience!
How & where can you use axio?
axio Money Manager:
Assess your finances & know how to make your money work for you with axio’s Money Manager’s all-in-one budget planner, expense tracker, credit card bill & other payment reminders. Track spends, credit & income, split expenses, get to know your bank account balances & plan your monthly budget, all from one single app!
axio Pay Later:
Use axio to access a seamless credit facility that helps you get what you want. With our well-curated Pay Later feature, you can buy what you want in easy EMIs of 3,6, or 9 months.
Need to shop for headphones? Need furniture for your home? Looking for a comfortable mattress? Want to gift your loved one clothes or a watch? Want to book flight tickets on EMI? We have got you covered! You can use axio Pay Later to shop from the best brands in every category. axio has partnered with brands like Boat, Spicejet, Titan, Wakefit, Skullcandy, Zebrs, Snitch, Ninety One Cycles, Realme & many more to give you the best shopping experience.
All features of the axio app:
✅ SHOP at TOP BRANDS using axio Pay Later & convert your purchases into easy EMIs over 3, 6, 9, or 12 months
✅ KEEP CLOSE TRACK OF YOUR PERSONAL EXPENSES & CREDIT CARD DUES with the Money Manager
✅ See all expenses at a glance - Bank Accounts, Credit Cards, Digital Wallets, Sodexo, etc.
✅ CHECK BANK BALANCES
✅ Clear all your utility bills such as electricity, DTH, Gas, Mobile, & Wi-Fi in just one tap & pay later.
✅ Keep track of train, cab, movie, event bookings, & more
✅ Make custom categories to track expenses & quickly add cash spent
✅ Add notes, tags, & bill/receipt photos to transactions
✅ Easily search for expenses, tags, or notes
axio Money Manager analyzes transactional messages in your SMS inbox on your phone & detects important information like your spends, bills, & even your travel bookings.
axio does not read your personal SMSs or upload any sensitive data. For more details, http://www.axio.co.in/faq for more detailsEasy EMIs:
Interest rates for personal loans start from as low as 15% & go up to 35% per annum for personal loans ranging from 12 to 36 months tenure. A processing fee of 2% is also applicable on each disbursal.
For example, if you take a loan of Rs. 1 Lakh at an annual interest rate of 15% for a tenure of 24 months, your EMI will be around Rs. 4,947 & the processing fee would be Rs. 2,000.
Credit offered by Thumbworks Technologies Pvt. Ltd. (Walnut App & Walnut 369) is facilitated by RBI-registered NBFC CapFloat Financial Services Private Limited.
We are not directly engaged in money lending activities & are only providing a platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) or banks or with co-lending arrangements with banks to our users. For more info, please write to us at [email protected]
CapFloat Financial Services Private Limited is a Founding Member of the Digital Lenders Association of India (DLAI), whose members strive to ensure fair lending practices in the country. DLAI's Code of Conduct can be found here -
Walnut is now axio!
The updated Axio App is rolling out over the next few days, Do check this space for an update!
We've unified Capital Float, Walnut, and Walnut 369 to create one seamless experience for you.
axio Money Manager:
axio continues to have all the Walnut Money Management features that our users love.
axio Pay Later:
Sign-up for axio Pay Later and get your Pay Later line.
Shop and pay with axio on 2500+ merchants online.
and much more …