Who Owes: Debt Tracker

💸 Stop using notes or spreadsheets to track who owes you money. Debt Tracker keeps everything organized — debts, installments, partial payments, and due dates — all in one place.

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✅ WHAT YOU CAN DO
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👥 PERSON-CENTERED VIEW
See the consolidated balance for each person. If John owes you $200 from last week and $150 this week, the app adds it up automatically: John → $350.

📋 INSTALLMENT PLANS
Split any debt into automatic installments — weekly, biweekly, monthly, or quarterly. The app creates every due date for you.

💰 PARTIAL PAYMENTS
Log partial payments and track exactly how much is left to collect or pay, with a live progress bar per debt.

🔔 DUE DATE REMINDERS
Get notified before a due date arrives. Never miss a collection again.

📱 HOME SCREEN WIDGET
See your "owed to me" vs "I owe" balance on your home screen without opening the app.

🔀 MERGE DEBTS
Combine multiple debts from the same person into a single entry in one tap.

☁️ GOOGLE DRIVE BACKUP
Your data backed up securely to your personal Google account. Switch phones without losing anything.

📊 CSV EXPORT
Export all your debts to a spreadsheet for your own analysis.

📷 CONTACT PHOTOS
Link a phone contact to see their photo right in the debtors list.

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💎 PREMIUM
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The free version handles everyday use. Premium unlocks:
→ Unlimited debtors (free: up to 10 people)
→ Automatic Google Drive backup
→ CSV export
→ No ads

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🔒 PRIVACY
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All data stays on your device. Nothing is sent to external servers. Backup goes directly to your own Google account.

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🙋 WHO IS THIS FOR?
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✔ You lent money to friends or family
✔ You split expenses and need to track who paid
✔ You sell on credit and want to track collections
✔ You took out a personal loan and want to track installments
✔ You run a small business and need a simple debt ledger

Works fully offline. No account required.

Download free today!

Recent changes:
First version of Those Who Owe!

• Record amounts receivable and payable
• Track installments and partial payments
• Send reminders via WhatsApp
• View reports and balances
• Back up your data locally