Who Owes Me is made and published by Mincho Kolev. AppBrain is an independent app data site and isn't affiliated with Mincho Kolev. The app name, icon, screenshots and description belong to Mincho Kolev and are shown as published on Google Play.
AppBrain's verdict
EstablishedWell rated- Rating on Google Play
- 4.49
- 446 ratings
- Installs
- 49 thousand
- Last updated
- August 14, 2026
- Ads
- Contains ads
- Size
- 3.60 MB
Who Owes Me has 49 thousand installs. Users rate it well: 4.5 stars from 446 ratings.
Pros & Cons
- Dead Simple setup — Add a person, log a payment, done.
- Works Offline — Data stays on your device; no account needed.
- Privacy First — Nothing uploaded to the cloud; only you see your data.
- Free Forever — No subscriptions or premium features.
- No automatic cloud sync across devices (data remains on-device; backups/restores are manual).
- Uses advertising identifiers (AD_ID) for ads; review privacy implications and permissions.
User feedback
Ratings and reviews on Google PlayComments on Who Owes Me for Android
★★★★★
Amedeo Caputo
· May 4, 2024
Very simple app but very nice. 5 stars worth it. Would love to donate to support the dev. Maybe add a reminder (like to send a notification after 1 month to check if that person paid his debit back). Please keep the app simple. Good work +++
★★★★★
Michael B
· Aug 15, 2026
There are no ads, at all! Which I love in an app. The app allows for the user to create names for people, who owe u money or in general something, and tracks how much of something u owe someone. The app is very straight forward with a quick "tutorial" notification to show how to operate every tool on the app. I am not sure how many total people could be added. I believe this app would be the greatest tool, for keeping track of your money, and how much money other people owe u.
★★★★★
aphexbg
· Nov 9, 2024
Good app to track expenses and debt, yours or towards yourself. I recommend.
★★★★★
Julia Lamas
· Nov 28, 2025
I really like it, it helps me keep track of who owes me
★★☆☆☆
Philippa Crome
· Apr 23, 2023
Good design, but for 2nd time now, all records disappear on my Pixel 6, I'm not running a cleanup app. Makes it completely useless
★☆☆☆☆
Squash
· Oct 7, 2025
This app is simple, and it does what it says... sometimes. Unfortunately when dealing with money, sometimes is not good enough. Multiple times this app has randomly not logged an entire day or two of transactions. They will be there, and then disappear the next time you open the app. This burned me once, it was apparently fixed, and it has now burned me again. And no, I'm not willing to email the creator on his personal Gmail, my app is up-to-date, it should work without me doing anything.
★☆☆☆☆
Chucks Wisdom
· Apr 17, 2023
Just lost all the records. Now I can't tell who's owing me and who's not. How on earth is this happening? Don't reply me with your usual excuse "not my fault, other apps asking for more space bla bla bla" I don't use any cleaning app on my phone. I have more than 300gb space on my device (s22 ultra 512gb) at the moment. I can't believe this♂️
Google Play Rating history and histogram
Store listing
By Mincho Kolev, from Google Play“Debt tracker & IOU app. Track who owes you money. Set due dates. Stay organized.”
Screenshots by Mincho Kolev, from the Google Play listing
Description by Mincho Kolev Written by the developer, not by AppBrain. Click to read.
💸 Never Forget Who Owes You Money Again!
Tired of forgetting who borrowed money from you? Awkward conversations asking
friends to pay you back? Losing track of split expenses and IOUs?
Who Owes Me is the simple debt tracker that keeps your personal loans organized.
Track money owed, split bills with friends, and settle debts — all in one app.
✨ WHY CHOOSE WHO OWES ME?
✓ Dead Simple — Add a person, log a payment, done. No complicated setup.
✓ Works Offline — Your data stays on your device. No account needed.
✓ Privacy First — Nothing uploaded to the cloud. Only you see your data.
✓ Free Forever — No subscriptions, no premium features locked away.
📱 KEY FEATURES
• Debt Tracker & IOU Manager
Log who owes you and who you owe. Positive = they owe you. Negative = you owe them.
• Split Expenses with Friends
Track shared bills, dinners, trips, rent, and group expenses easily.
• Multiple Currencies
Track debts in dollars, euros, or even fun IOUs like beers, coffees, and favors!
• Due Date Reminders
Set payment due dates and get notified when it's time to collect.
• Quick Settle
One tap to create a settlement payment and clear the balance.
• Quick Repayment
Long-press any payment to instantly create a repayment with the opposite amount.
• Payment History
Every change is logged. See exactly when and what happened — like a ledger.
• Home Screen Widget
Add payments instantly without opening the app.
• Backup & Restore
Export your data anytime. Import it back, or on a new device.
• Quick Tags
Speed up entry with preset tags: Loan, Rent, Dinner, Gas, Groceries, and more.
• Search & Sort
Find any person or payment quickly. Sort by name, amount, or date.
💡 PERFECT FOR:
• Tracking borrowed money from friends and family
• Splitting rent, utilities, and bills with roommates
• Managing group expenses on trips
• Keeping tabs on who owes lunch or coffee
• Small business IOUs and informal loans
• Couples tracking shared expenses
• Anyone tired of forgetting who owes what!
🔒 YOUR PRIVACY MATTERS
Your financial data stays on YOUR device. We don't collect, store, or share
anything. No accounts, no cloud sync, no tracking. Just a simple tool that works.
📥 GET STARTED IN SECONDS
1. Add a person
2. Log a payment (positive = they owe you)
3. That's it! Track all your IOUs in one place.
This is straight to the point app that is essentially a:
debt tracker, IOU app, split expenses, money owed, money manager,
expense tracker, split bills, loan tracker, personal finance, debt manager,
money lending, borrowed money, owed money, payment reminder, settle debts,
expense splitter, bill splitter, roommate expenses, shared expenses, money app,
debt collector, loan manager, IOU tracker, pay me back, money tracker.
Download Who Owes Me today and never lose track of borrowed money again!
Recent changes:
Version 4.6 is here — and it speaks your language:
• 16 languages supported
• Lock your backups with a password before sharing them
• Get reminded before a debt is due — and snooze it if now is a bad time
• A widget that shows your balances right on the home screen
• Tags, search and sorting to find anything in seconds
• Dark mode
• Balances are kept to the cent — no stray 0.01.
• Bugs fixed including backup files now import correctly.
Tired of forgetting who borrowed money from you? Awkward conversations asking
friends to pay you back? Losing track of split expenses and IOUs?
Who Owes Me is the simple debt tracker that keeps your personal loans organized.
Track money owed, split bills with friends, and settle debts — all in one app.
✨ WHY CHOOSE WHO OWES ME?
✓ Dead Simple — Add a person, log a payment, done. No complicated setup.
✓ Works Offline — Your data stays on your device. No account needed.
✓ Privacy First — Nothing uploaded to the cloud. Only you see your data.
✓ Free Forever — No subscriptions, no premium features locked away.
📱 KEY FEATURES
• Debt Tracker & IOU Manager
Log who owes you and who you owe. Positive = they owe you. Negative = you owe them.
• Split Expenses with Friends
Track shared bills, dinners, trips, rent, and group expenses easily.
• Multiple Currencies
Track debts in dollars, euros, or even fun IOUs like beers, coffees, and favors!
• Due Date Reminders
Set payment due dates and get notified when it's time to collect.
• Quick Settle
One tap to create a settlement payment and clear the balance.
• Quick Repayment
Long-press any payment to instantly create a repayment with the opposite amount.
• Payment History
Every change is logged. See exactly when and what happened — like a ledger.
• Home Screen Widget
Add payments instantly without opening the app.
• Backup & Restore
Export your data anytime. Import it back, or on a new device.
• Quick Tags
Speed up entry with preset tags: Loan, Rent, Dinner, Gas, Groceries, and more.
• Search & Sort
Find any person or payment quickly. Sort by name, amount, or date.
💡 PERFECT FOR:
• Tracking borrowed money from friends and family
• Splitting rent, utilities, and bills with roommates
• Managing group expenses on trips
• Keeping tabs on who owes lunch or coffee
• Small business IOUs and informal loans
• Couples tracking shared expenses
• Anyone tired of forgetting who owes what!
🔒 YOUR PRIVACY MATTERS
Your financial data stays on YOUR device. We don't collect, store, or share
anything. No accounts, no cloud sync, no tracking. Just a simple tool that works.
📥 GET STARTED IN SECONDS
1. Add a person
2. Log a payment (positive = they owe you)
3. That's it! Track all your IOUs in one place.
This is straight to the point app that is essentially a:
debt tracker, IOU app, split expenses, money owed, money manager,
expense tracker, split bills, loan tracker, personal finance, debt manager,
money lending, borrowed money, owed money, payment reminder, settle debts,
expense splitter, bill splitter, roommate expenses, shared expenses, money app,
debt collector, loan manager, IOU tracker, pay me back, money tracker.
Download Who Owes Me today and never lose track of borrowed money again!
Recent changes:
Version 4.6 is here — and it speaks your language:
• 16 languages supported
• Lock your backups with a password before sharing them
• Get reminded before a debt is due — and snooze it if now is a bad time
• A widget that shows your balances right on the home screen
• Tags, search and sorting to find anything in seconds
• Dark mode
• Balances are kept to the cent — no stray 0.01.
• Bugs fixed including backup files now import correctly.
Safety and technology
Found in the app by AppBrain- Ads
- Contains ads
- Price
- Free
- Libraries
- 36
- App size
- 3.60 MB
- Needs Android
- 5.0+
- Content rating
- Everyone
Technologies used by Who Owes Me
12 permissions
·
36 libraries
Subscribe to see full permission and library details
Releases
Updates seen on Google Play- Version
- 4.6
- Launched
- January 2018
Alternatives
Similar apps and more from Mincho KolevAlternatives to Who Owes Me
More from Mincho Kolev
Installs
Tracked by AppBrain- Last 30 days
- 510
- Per day
- 17
- 30-day average
- Play install range
- 10+ thousand
- Launched
- January 2018
Installs over time
Who Owes Me has been installed 49 thousand times. Over the past 30 days, it averaged 17 installs per day.
Rankings
Google Play top chartsGoogle Play Rankings for Who Owes Me
This app is not ranked
About the app and developer
About Who Owes Me
Who Owes Me is a finance app developed by Mincho Kolev.
How many times has Who Owes Me been downloaded?
Who Owes Me has been downloaded 49 thousand times. In the last 30 days, the app was downloaded 510 times.
What is the rating of Who Owes Me?
Who Owes Me is rated 4.49 out of 5 stars, based on 450 ratings.
Is Who Owes Me free?
Who Owes Me is free. The APK size is 3.60 MB. The latest APK version available is 4.6. The last update was on August 14, 2026.
What are the requirements for Who Owes Me?
Who Owes Me requires Android 5.0+ or higher. The app has a content rating of Everyone. The APK has been available on Google Play since January 2018.
App Performance Report
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