With YONO, You Only Need One app for all your banking, shopping and investment needs. YONO is your one stop shop to fulfil all your banking, insurance, investments, and daily shopping needs.


What YONO offers you

An extension of our secure and trusted banking legacy, YONO SBI puts India’s largest range of products and services at your fingertips. YONO will fulfil your digital banking, other financial products need as well as your daily lifestyle, entertainment, travel and shopping needs through its marketplace within one single app. YONO offers you omni-channel seamless experience.


YONO experience

Download YONO now and experience its best-in-class features -

• Instant account opening – Open a digital savings account in less than 5 minutes without leaving your home
o Personalized Platinum debit card
o Concession on bank service charges
o Paperless
• India’s largest shopping marketplace - Exclusive discounts and offers for SBI customers across a large number of e-commerce merchants
• Banking simplified - Easy to understand interface, Simple and intuitive navigation
• Quick pay - Intelligent funds transfer with UPI enabled payments
• One view - Link and view all State Bank group relationships (Bank and all JVs) in one app
• Smart spending - Intelligent spending analysis using smart auto-tagging and categorisation of the transactions
• Your friend in need - Pre-approved personal loans on the go (no documentation up to 1 Lac) within 2 minutes without any documentation
• Liquidity on the go - One click facility to avail overdraft against Fixed Deposit
• Live your dreams - A goal based deposit product to fulfil your dreams through regular savings
• Non financial requests executed digitally


Get started

• New customers: If you are not a SBI bank customer and want to open SBI Insta a/c, all you need is your Aadhar and PAN details and complete your digital account opening on the YONO app.

• Existing customers: If you are an existing customer of SBI bank, use your internet banking credentials for first time log in and registration on YONO and you are set to go. If you do not have internet banking credentials, you can generate temporary internet banking password using your debit card. After log in YONO is at your fingertips.

Please note that your data is safe with India’s most secure bank. We do not share any information with third parties without your permission.

YONO is supported on Android 5.0 and above.

Recent changes:
New Functionalities are included in this Build along with some Defect fixes....

1. Xpress Credit Entry*- Salary account holders can now apply for Personal Loan(Xpress Credit) through YONO.
2.Car Loan* : Now request for Car Loan through YONO.
3. Reissue of INB Login & Profile Password - The User can "reset" Login Password and Profile Password.

*These facilities are currently available to select customers only.