Zip - Get what you needwant™

26.8.20.293

zip.co

3.86

76,219 reviews

1,000,000+
Downloads

Free

Enjoy the flexibility to pay for and manage life’s spending with confidence.

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3.86 · 76,219 reviews · 1,000,000+ downloads

Download from Google Play

Pros & Cons

Multi-product financing ecosystem: Zip Pay, Zip Plus, Zip Money, and Zip Personal Loan in one app.
Flexible repayment options and interest-free periods across products.
Strong AU market presence with a high rating and notable 30-day growth.
In-app Visa Card support extends spending flexibility.

Product-specific APRs and fees require careful review (e.g., 12.95% p.a. for Zip Plus; 25.9% p.a. for Zip Money).
Permission-heavy app: requests broad permissions (camera, contacts, storage, NFC, etc.) and ad-id access.
Complex terms across multiple Zip products may be confusing to compare at a glance.

About Zip - Get what you needwant™

Zip - Get what you needwant™ is a finance app developed by zip.co.

How many times has Zip - Get what you needwant™ been downloaded?

Zip - Get what you needwant™ has been downloaded 2.9 million times. In the last 30 days, the app was downloaded 16 thousand times. It is ranked in the top 100 finance apps.

What is the rating of Zip - Get what you needwant™?

Zip - Get what you needwant™ is rated 3.86 out of 5 stars, based on 76 thousand ratings.

Is Zip - Get what you needwant™ free?

Zip - Get what you needwant™ is free to download. The APK download size is 81.42 MB. The latest version available is 26.8.20.293. The last update was on August 16, 2026.

What are the requirements for Zip - Get what you needwant™?

Zip - Get what you needwant™ requires Android 7.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2018.

Description

ZIP PAY – UP TO $1,000 LIMIT Always interest free.¹ Use the Zip Pay Visa Card anywhere Visa² is accepted for groceries, bills and more. Choose weekly, fortnightly or monthly repayments.

More data about Zip - Get what you needwant™

Price	Free to download
Total downloads	2.9 million
Recent downloads	16 thousand
Rating	3.86 based on 76 thousand ratings
Ranking	Highly ranked
Version	26.8.20.293
APK size	81.4 MB
Number of libraries	105
Designed for Android	7.0+
Suitable for	Everyone
Ads	NO ads

App Performance Report

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Alternative downloads for the Zip - Get what you needwant™ app

Zip - Get what you needwant™ compared with similar apps

Common keywords of similar apps

Repayments Limit Cs Comparison Minimum Visa End Balance Charges Day Money Years Payable Owing Charged Based Enjoy Spending Choose Amounts Calendar Savings Standard Approval Criteria Required Vary Interest Zip Monthly Rate Loan Credit Free Apply Pay Fee Account Period Purchase Fees Month Personal Repayment Card Terms Total Term Maximum Amount

Keywords missing from this app

Loans App Days Payments Apr Service Bank Easy Payment Ghs Months Online Annual Time Kredivo Sezzle Cash Mobile Flexible Details Information Financial Process Quick Application Installments Instant

Google Play Rating history and histogram

Rating history

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47K

8.5K

2.1K

17K

Downloads over time

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Zip - Get what you needwant™ has been downloaded 2.9 million times. Over the past 30 days, it averaged 520 downloads per day.

Changelog of Zip - Get what you needwant™

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Developer information for zip.co

zip.co

mobile@zip.co

Website

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Comments on Zip - Get what you needwant™ for Android

★★★★★ Amber Goff · May 25, 2026

Awsome and helpful when need it. Quick informative and easy to use

★★★★★ Ali Reza · May 29, 2026

I've had a great experience with Zip Plus. The flexibility to use the card almost anywhere, easy repayments, and the convenience of managing everything through the app have been very helpful. The approval process was straightforward, and the service has helped me manage unexpected expenses while staying in control of my budget. The app is user-friendly, payments are easy to track, and customer support has been reliable whenever needed. Overall, Zip Plus has been a useful financial tool, and I ap

★★★★★ Aabhushan Shrestha · May 14, 2026

Finally paid off my $1500. Zip pay helped me in my worst time, and it was easy to set up pack back plan, paid $100 every week. Thank you ❤️

★★☆☆☆ jai schilt · Mar 19, 2026

Can't even access my account. Or go through the normals routes to change certain details on it. Like my phone number

★☆☆☆☆ Marcello Monea · May 5, 2026

The worst choice there is in pay later, you'd be better off with any other option. Scummiest business I've ever dealt with too. They attempt multiple increasingly smaller amount charges even if it won't cover a payment, will take any and all you've got in any linked accounts, still charge a late fee anyway and then call to hassle you about it too. They use details explicitly given for a Zippy account for Zip Money charges and vice versa, and even keep charging expired cards. List goes on...

★☆☆☆☆ Rebecka Barrett · Apr 1, 2026

App is fine. But zip in general are horrible. Don't ever borrow money from them, I wish I had known. They want every skeleton out of the wardrobe if you don't give it to them, they literally cut you off. I highly won't recommend zip to anyone and will definitely try and not get people to sign up with zip. I'm definitely taking my money elsewhere. I don't even want to give a star. But have to, to get this scene

Google Play Rankings for Zip - Get what you needwant™

Top rankings

Rank	Country	Category	List
25	Australia	Finance	Top Free

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Ranking history in Australia

Ranking history

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