1Capital: Budget & Net Worth

1Capital — budget, investments and your entire net worth in one app. Track spending, build an emergency fund, follow your brokerage accounts and move toward your dreams with a clear plan.

A budget that does the math for you
• Spending by category with limits — the app shows how much you can spend today
• "Left until the end of the month" and a forecast: instantly see if you'll make it
• Import transactions from banks: T-Bank, Alfa-Bank, Yandex Pay, Ozon Bank
• Recurring payments, debts, transfers and cashback for the whole family's cards
• Multi-currency income — the rate is frozen, so history never drifts

Investing without spreadsheets
• Connect brokers and exchanges: T-Investments, Alfa, VTB, Interactive Brokers, Bybit, Bitget and more — accounts, positions and PnL sync automatically
• Monthly PnL with growth and drawdown peaks, portfolio allocation, liquidity
• Diversification: your portfolio vs a global benchmark
• Instrument events: payouts, coupons, dividends — in the calendar and a widget
• Real estate with rent and mortgage, deposits, crypto, staking

Emergency fund
• A goal in months of your expenses, stages and saving scenarios
• Counted from liquid assets only — honest, no crypto or stocks

Dreams with a plan
• Add a dream with a photo and amount — get a step-by-step plan: a dedicated account, a portfolio for your horizon and a "how much to save" calculator
• Savings link to a real account — progress updates automatically

Rocky — your guide
• A personal assistant walks you through the stages: emergency fund → growing capital
• Ready-made portfolios and bite-size lessons in plain language

And more
• Lock screen and home screen widgets: daily limit, spending, instrument events
• iCloud sync — your data stays yours
• Dark and light themes, 13 languages

Your finances are your business only: all data is stored locally and in your personal iCloud.