Accelerated: Cash Advance

Bills rarely send a warning before they arrive. A car repair, a medical copay, a utility bill that climbed higher than expected - Accelerated helps you cover the gap with a short-term cash advance from a network of lenders, without the runaround of a traditional bank application.

How Accelerated works
Accelerated is not a lender and does not make credit decisions. We connect your request with lenders in our network so you can review an offer that fits your situation. Submit one request, review the terms a lender presents, and decide whether to move forward - there is no obligation to accept.

Loan amounts and terms
Loan amounts start from $250 and go up to $500 for first-time requests, with larger amounts available to returning borrowers up to $3,500. Repayment terms range from 2 to 24 months. The annual percentage rate (APR) on a cash advance through Accelerated ranges from 5.99% to 35.99%. Not all applicants will qualify for the lowest rate or the largest amount; offers depend on the lender's review of your information.

Representative example
A $250 cash advance with a 35.99% APR repaid over 3 months would result in roughly 3 monthly payments of about $88, for a total repayment of approximately $265. Actual offers vary based on the lender, your details, and state law.

What you can expect
- One request reaches multiple lenders, so you compare without repeating forms.
- Clear terms before you agree: amount, APR, due dates, and any fees are shown up front by the lender.
- No obligation to accept any offer you receive.
- Funds sent directly to your bank account when a lender approves and you accept.

Who can apply
To request a cash advance through Accelerated, you must be at least 18 years old (19 in Alabama and Nebraska, 21 in Mississippi), a resident of the United States, with a regular source of income, an active checking account, and a valid email and phone number. Meeting these requirements does not guarantee approval or specific terms.

Important disclosures
Accelerated is not a lender, loan broker, or agent of any lender. We do not control the lending decisions, loan terms, or APRs offered by lenders in the network. Rates and terms vary by lender, applicant, and state, and some states may not be eligible. Cash advances are intended for short-term financial needs and are not a long-term financial solution. Submitting a request is not an application for credit and does not guarantee that you will receive an offer. Late or missed payments may result in additional fees and may affect your credit standing. Review the full terms of any offer before accepting.

This service is not available in all states. Residents of some states may not be eligible.