Acunor Finance

Your complete financial planning toolkit — built for your 20s, 30s, and beyond.

Acunor Finance puts 11 powerful financial calculators in your pocket, all personalized to your situation in under 20 seconds. Not sure where to start? Our guided "Start Here" coach asks 5 quick questions and builds a plan for you. No account required. No data leaves your device.

LEARN
• Power of Compounding — See how time turns small amounts into millions with the Rule of 72, doubling chains, and "start now vs. later" comparisons
• 401(k) Employer Match — Find your optimal contribution rate and stop leaving free money on the table
• Emergency Fund — Know how many months your safety net covers, set a target, and track your progress

PLAN
• Retirement Calculator — Project your nest egg, see how long it lasts, and get a clear go/no-go status
• Investment Return — Model multi-phase returns with step-up contributions and inflation-adjusted projections
• FIRE Number — Calculate your financial independence target with Lean, Regular, Fat, and Coast FIRE variants
• Social Security Timing — Compare claiming at 62, 67, or 70 with lifetime totals and breakeven analysis
• RMD Planner — See your required minimum distributions year by year with projected balances

DECIDE
• Roth vs Traditional — Side-by-side comparison based on your current and expected retirement tax rates
• Withdrawal Simulator — Test the 4% rule against average, poor, and great market sequences
• Debt Payoff vs Invest — Should you pay down debt or invest the extra cash? See the math

FEATURES THAT SET US APART
• "Start Here" Coach — Answer 5 questions, get a personalized plan with 2–3 recommended tools
• Quick What-Ifs — Instantly see how changes like "$500 more per month" or "retire 2 years later" would impact your results
• Peer Benchmarks — See how your net worth compares to others your age
• "Explain Like I'm 22" mode — Plain-English breakdowns of every financial concept
• Money Milestones — Track your progress toward key financial goals
• Paycheck Translator — Understand exactly how contributions affect your take-home pay
• Beautiful dark UI designed to make numbers feel clear, not overwhelming

PRIVACY FIRST
All calculations happen on your device. Your financial data is never uploaded, shared, or tracked. No sign-up required.

For educational purposes only. Estimates are hypothetical and not financial advice.