Allot: Zero-Based Budget

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever.

Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party.

Family Sharing is included — your spouse downloads, you pay $11.99 once for the household.

WHY ALLOT?
— Free download. $11.99 one-time unlocks every feature, forever.
— No bank login. You categorize manually so your data stays on-device.
— Zero-based budgeting — every dollar of income gets assigned a job.
— Goals, debt-paydown plan, recurring-charges tracker built in.
— Family Sharing — one purchase covers your whole household.

WHAT YOU GET
— Build a monthly budget where every dollar has a job
— Track net worth and cash flow at a glance
— Set goals (emergency fund, trip, anything) and watch progress
— Plan debt-free dates with snowball/avalanche math
— See every recurring charge in one place
— Multiple budgets supported

WHAT YOU DON'T GET
— No subscription
— No bank login required
— No social features
— No ads
— No analytics
— No Android (yet)

Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.