AskYourMoney

Your money, explained in plain English. AskYourMoney tracks your accounts, budgets, bills, debts, and investments, and its optional AI insights tell you what actually matters in your numbers.

AI INSIGHTS
Turn them on and AskYourMoney writes short, plain-English summaries from your own data:
- Financial overview: where your money stands this month, on your dashboard
- Budget suggestions: which limits are too tight or too loose, and why
- Cash flow forecast: what's coming up, and your lowest point in the next 30 days
- Subscriptions: price increases, new charges, and subscriptions that stopped
- Debt payoff: how your plan plays out and what would speed it up
- Investments: a quick read on how your portfolio is doing
AI insights are off until you turn them on. Before you do, the app shows exactly what's shared to write them. You can turn them off anytime in Settings, which also deletes the stored summaries.

EVERYTHING IN ONE PLACE
- Accounts & net worth: link banks and credit cards through Plaid for automatic syncing, or enter everything manually. Assets and liabilities are grouped automatically, with a running net worth trend.
- Budgets: set spending limits by category and track them in real time.
- Bills: never miss a due date, with optional reminders.
- Subscriptions: recurring charges are detected from your transactions automatically.
- Cash flow forecast: a day-by-day projection of your balance, built from upcoming bills and your typical spending.
- Debt payoff: compare avalanche and snowball plans and see your debt-free date.
- Investments: track holdings with up-to-date prices and your gain or loss.
- Goals: save toward specific targets and track your progress.
- Reports and email summaries: a monthly money report and a weekly bills and cash flow email.
- Use it everywhere: on iPhone, Android, and the web, always in sync. Sign in with Apple, Google, or email.

PRIVATE AND SECURE
Optional two-factor authentication and Face ID app lock. Bank logins go through Plaid and never touch our servers. Your data is never sold or used for advertising. No ads, no tracking SDKs.

FREE AND PREMIUM
Manual tracking of accounts, budgets, bills, goals, debts, and investments is free, with no ads. Bank sync, reports, subscription detection, the cash flow forecast, and AI insights are included with AskYourMoney Premium, an optional auto-renewing subscription (monthly or annual). New accounts start with a free trial.

AskYourMoney is built and operated by a small independent team, not a large company. See our privacy policy for exactly what we collect and why.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/