baki: Budget & Expense Tracker is a finance app developed by Bestine Payyappilly.
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App Information
baki: Budget & Expense Tracker is FREE to download. The download size is 67.64 MB. The latest version available is 1.8.5. The last update was on June 21, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on App Store May 2026.
Description
Most budgeting apps tell you what you have. Baki tells you what you actually have — after every rent payment, EMI, and subscription you've already promised away.
YOUR REAL BALANCE Your salary hits. Before you spend a rupee, Baki locks away every commitment — rent, loans, utilities, subscriptions — and shows you your real available balance. Not your bank balance. Your spending balance.
TRACK WHAT MATTERS • Log expenses in seconds with a single tap • See exactly where your money goes, by category • Watch your available balance update in real time as you spend • Add notes, payment methods, and tags to every entry
LOCK YOUR COMMITMENTS • Add recurring expenses once — rent, EMIs, OTT, gym, insurance • Baki deducts them automatically every month • PIN-lock the ones you can never miss so nothing slips through
INSIGHTS THAT MEAN SOMETHING • See your spending broken down by category • Compare this month to last at a glance • Spot patterns before they become problems • Get a plain-English AI summary of your month — no charts, no jargon
TRAVEL MODE • Plan trips with AI — describe where you're going and Claude builds a day-by-day itinerary with budgets per destination • Switch to Travel to track expenses in any currency • Set daily budgets per destination • All spending converted back to your home currency automatically
BAKI PRO • AI spending analysis — a smart summary of your month, every month • AI Travel Planner — describe a trip, get a full itinerary, confirm and it's set up automatically • 5 years of spending history — browse and export anytime • Unlimited expense logging — no monthly cap • No ads. Ever.
Baki is built for people who want honesty about their money — not just a number that sounds reassuring.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.