Basira: Money Management

Basira (بصيرة, "clear insight") shows you what is safe to spend until your next income. One clear number, built from the money you actually have, the bills ahead and the savings you have promised yourself.

SAFE TO SPEND, EXPLAINED
• See the math behind every figure: your cash and bank balances, income you have received, upcoming bills, goal savings and your protected buffer.
• Heads-up alerts before big bills land, so nothing catches you off guard.
• Expected income never counts as money you have until it arrives.

ANY INCOME RHYTHM
• Monthly salary, weekly or every-two-weeks pay, freelance and variable income, or one-off payments.
• Add several income sources, each with its own schedule.

LOG SPENDING IN SECONDS
• Amount, category and date in a few taps, with an optional payment-method tag.
• Rituals: recurring expenses that log themselves on schedule.
• Anchors: quarterly fees, yearly renewals and custom-date bills, reserved ahead of time.
• Optional daily and monthly limits with alerts as you get close.

GOALS AND CHALLENGES
• Save toward goals, add or withdraw contributions, and watch your progress.
• Try no-spend challenges for a category, from 7 to 30 days.

ASK BASIRA
• An AI coach that answers questions about your own recorded numbers: how this cycle is going, where to cut back, how to plan until your next income.
• Basira asks your permission before sending anything to its AI provider.
• Basira explains your budget and calculations. It does not recommend investments, securities or trades.

BUILT FOR ARABIC AND ENGLISH
• Full right-to-left Arabic and English.
• Exact three-decimal amounts for the Jordanian dinar, Kuwaiti dinar, Bahraini dinar and Omani rial, plus US dollar, euro, pound sterling, yen, rupee, Canadian and Australian dollars.
• Light and dark mode.

PRIVATE BY DESIGN
• No bank logins, ever. You record only what you choose to track.
• Export a complete copy of your data at any time.
• Permanently delete your account and data from Settings.

Basira is a budgeting tool. It does not provide investment, tax or legal advice.