Beaver: Track Wealth Privately

Your net worth. One number. Total privacy.

Beaver is a net worth tracker built for people who want clarity without connecting their banks. Monthly check-ins take 10 minutes. No spreadsheets. No data harvesting.

WHAT YOU GET

NET WORTH DASHBOARD
Your total wealth at a glance, with month-over-month change and multi-month trends. Know exactly whether you're getting richer.

ALLOCATION TREEMAP
Visual breakdown by account type, currency, or liquidity. See where your money actually lives - cash, investments, real estate, crypto.

FX IMPACT ANALYSIS
Hold EUR savings in a USD life? Beaver separates real growth from currency movement so you know what's actually happening. 40+ currencies supported.

PARTNER VIEW
Connect with someone you trust via a 6-character code. Both see combined net worth - privately, with bidirectional encryption. No shared passwords. No shared bank access. No other net worth app does this.

NET WORTH GOAL
Set a target. Track progress. Simple motivation without the anxiety of daily checking.

LIQUIDITY INTELLIGENCE
Classify assets as Liquid, Semi-Liquid, or Illiquid. Know how much of your wealth you could actually access tomorrow.

IMPORT YOUR HISTORY. EXPORT ANYTIME.
Already tracking in a spreadsheet or notes app? Bring your full history into Beaver - paste your data into any AI assistant and it converts it to the right format in seconds. And if you ever leave, your data exports as CSV in one tap. No lock-in. Ever.

MONTHLY REMINDERS
Set a push notification for your preferred day and time. One-tap snooze if you're not ready. Or add a recurring event directly to your Apple or Google Calendar - whichever fits your routine.

WHY NO BANK CONNECTION?

Bank connections break when banks update their systems. They require constant re-authentication. They're heavily US-centric - if you bank internationally, hold assets across countries, or use a less common institution, most apps either don't support your bank or support it poorly.

Beaver's monthly check-in model works with any bank, any country, any account type. Under 10 minutes a month. You stay completely private.

PRIVACY

Your data is stored locally via SwiftData. iCloud sync uses CloudKit - Apple's infrastructure. AES-256-GCM encryption means not even Apple sees your balances in plaintext. Your key stays in your iCloud Keychain. Only you can decrypt.

FREE VS PRO

Free forever: Unlimited accounts, unlimited check-ins, all charts, allocation treemap, FX impact analysis, multi-currency support, liquidity classification, net worth goal, CSV import and export, monthly reminders.

Beaver Pro: Encrypted partner sharing. Monthly or annual. Cancel anytime via your Apple ID.

BUILT FOR

- FIRE community members tracking path to financial independence
- Expats holding assets across currencies and countries
- Anyone who wants financial transparency with someone they trust
- Anyone who's outgrown spreadsheets but distrusts bank-sync apps

Privacy Policy: beaverwealth.co/privacy
Terms of Service: https://beaverwealth.co/terms