Bill & Expense Tracker: Budget

A finance app that shows your bills, cards and installments on one calendar — no bank login required.

VaultHub is a modern, privacy-first finance manager built for people who want full control without connecting their bank account. Track expenses, income, credit cards, subscriptions, loans and Buy Now Pay Later plans — all in one place, all entered by you.

WHY VAULTHUB?
- Beautiful calendar — see every payment before it happens
- Fast manual expense tracking
- Credit card management
- Installment & BNPL tracking (Klarna, Affirm, Apple Pay Later)
- Subscription reminders
- Receipt scanner
- Financial insights
- Works offline
- Private by design — your data never leaves your device unless you enable iCloud sync

FEATURES:

Transactions
- Track income and expenses in seconds
- Multiple currencies
- Categories and notes
- Business expense support
- Transaction reminders

Finance Calendar
- Visual calendar with every payment and transaction
- Daily and monthly overview
- Income, expenses, subscriptions and installments in one view

Credit Cards
- Track balances and limits
- Utilization monitoring
- Due date reminders
- Payment history

Installments & BNPL
- Support for Affirm, Klarna, Apple Pay Later and more
- Payment schedules
- Remaining balance tracking
- Progress monitoring

Loans
- Track loan balances and payment schedules
- Remaining term and payoff progress

Subscriptions
- Track recurring subscriptions
- Monthly and yearly costs
- Billing date reminders

Bills & Recurring Payments
- Never miss another payment
- Recurring bills
- Upcoming payments at a glance

Receipt Scanner
- Scan receipts with OCR
- Extract amount, date and merchant automatically
- Import photos from gallery

Smart Notifications
- Credit card due dates
- Budget alerts
- Large expense alerts
- Payment reminders
- Daily achievement nudges

Achievements
- 50 unique achievements across 4 tiers
- Streak tracking and XP system
- Unlock the exclusive Carbon theme at 25 achievements

Export & Reports
- CSV and PDF export
- Custom date ranges
- Charts and monthly reports

Customization
- Light, Dark and Auto themes
- Exclusive Vault theme (Pro)
- Carbon theme — unlocked through achievements
- Available in English, Spanish, Russian, Ukrainian, Japanese, German, French, Italian and Portuguese (Brazil)

VaultHub helps you stay in control of your money, payments and financial goals — without handing your bank credentials to anyone.

Privacy Policy: https://vollanddzaft.github.io/VaultHub/privacy.html
Terms of Use: https://vollanddzaft.github.io/VaultHub/terms.html