Borcly – Debt & Budget Tracker

Who do you owe? Who owes you? Borcly puts every debt, bill, and subscription in one place — so you always know exactly where you stand financially.

Track personal loans between friends and family, manage credit card balances, mortgage payments, and installment plans — all in a single, clean dashboard.

— DEBT TRACKING —
- Credit cards, personal loans, mortgages & installments
- Payoff timeline with interest calculator
- Debt snowball & avalanche strategies
- Remaining balance and payment history

— SUBSCRIPTION MANAGER —
- Netflix, Spotify & all your recurring subscriptions
- Renewal date reminders
- Monthly subscription cost overview

— ACCOUNT MANAGEMENT —
- Bank accounts and cash tracking
- Income & expense records
- Transfers between accounts

— AI-POWERED INSIGHTS —
- Personalized financial recommendations
- Spending habit analysis
- Savings opportunity detection

— BANK STATEMENT IMPORT —
- Upload PDF statements
- Automatic transaction recognition
- Smart categorization

— REPORTS & ANALYTICS —
- Export to Excel and PDF
- Monthly & yearly comparisons
- Visual charts and graphs

— SMART REMINDERS —
- Due date alerts before deadlines
- Overdue payment notifications
- Customizable notification times

— SECURITY —
- Face ID & Touch ID protection
- Data encrypted on your device
- Optional cloud backup

Dark mode • Multi-currency support • English & Turkish

Questions? info@borcly.com