Budget Hive

Take control of your finances with Budget Hive — your all-in-one app for budgeting, debt planning, spending analysis, billable time tracking, and an AI-powered reading & podcast studio.

Whether you want to manage paychecks and bills, project future savings, pay off debt faster, track client hours, or listen to your documents and articles, Budget Hive gives you practical tools in one place.

Why Budget Hive?

• One-Time Purchase: No subscriptions. Pay once, own it forever.
• No Account Required: Start budgeting right away.
• Private by Design: Your data stays on your device, with optional iCloud sync.
• Flexible for Real Life: Budgeting, personal finance, spending, time tracking, and listening.

App Overview

• Summary: Your full money snapshot — income, expenses, debts, savings projections, and allocation guidance.
• Funds & Debts: Manage income/expense entries and debt accounts in one streamlined tab.
• Spendr Log: Track purchases, organize categories, and review spending.
• Payoff Calculator: Plan debt payoff timelines, required monthly payments, total interest, and amortization schedules.
• Profit Tracker: Track self-employed and flipping profits with detailed expense and date-based records.
• Habits: Build positive habits, break bad ones, and monitor streaks and progress.
• Billable Tab: Built for attorneys, freelancers, consultants, and anyone billing by time. Track matters/tasks with timer, stopwatch, or manual entries, then export professional reports.
• AI Voice Billable Entry: Dictate billable time by voice — AI parses your dictation into structured entries with matter names, numbers, hours, and professional billing descriptions.
• Reader Tab: Import PDFs or paste articles into a focused reading and listening workspace. Read-aloud with highlighted text, PDF and Reader modes, bookmarks, and automatic resume.
• AI Podcasts: Turn any article into a podcast conversation you can listen to — generated by AI and read aloud in the voices you choose.

Key Features

• Income & Expense Tracking — biweekly, semi-monthly, and monthly income cycles.
• Debt Management + Card/Loan Calculators — balances, APRs, minimums, and payoff planning.
• Saver Projections — forecast month-by-month savings and debt reduction.
• Spendr Log + Spending Watch — log every purchase and compare against budget categories over time.
• Comprehensive Charts — visualize income, expenses, debt, and savings trends.
• Profit Tracking — separate workflows for self-employed jobs and flipping deals.
• Billable Time Tracking — daily and monthly totals, quick copy workflows, and clean exports.
• Billable Live Activity + Widget Support — active timers on Lock Screen and Dynamic Island.
• Export Options — billable reports as PDF, Word, or Excel.
• Customizable Tab Bar — arrange the tabs that matter most to you.
• iCloud Sync (Manual + Auto) — secure sync controls across your Apple devices.
• Light & Dark Modes — choose the look that fits your workflow.

AI Features

• Bring Your Own AI: Use your Claude API key, ChatGPT API key, or Apple's private on-device AI — your choice in Settings.
• AI Spending Insights: Ask AI about spending habits, trends, and category behavior from your finance data.
• AI Billable Insights: Analyze billable entries, productivity patterns, and time-allocation habits.
• AI Podcast Studio: Convert articles into natural podcast conversations.
• Text-to-Speech Voices: Siri, your Personal Voice, cloud voices, or downloadable on-device voices.
• User-Controlled AI Exports: Generate AI-ready exports when you want, with control over what data you share.

Budget Hive helps you stay organized, reduce financial stress, and make smarter decisions every month.

Download Budget Hive today and make every dollar count.