Budler: Budget Expense Tracker

Budler is for you. It's the personal finance app for people who want real answers, not reassurance.

Budler is a free expense tracker, budget planner, and spending tracker for daily money management. Track expenses in seconds, plan a monthly budget, monitor bills and subscriptions, split spending across multiple accounts, and set savings goals you'll actually hit.

FEATURES

• AI Coach: Pick a personality — Supportive, Brutal, or Gen Z (plus Premium personalities BrainRot, Wealthy Mentor, and Romantic) — and get spending feedback that actually matches your mood.
• Hours of Life (Premium): See every expense converted into hours of your income, not just dollars. A $45 dinner hits different when it reads "10.8 hours of your life."
• Multi-Currency: Log expenses in any currency while travelling or spending abroad — Budler converts and tracks everything in your base currency automatically.
• Budget Buckets: Split a monthly budget across spending buckets and track real-time spending against each one.
• Bill & Subscription Tracking: Never get blindsided by a recurring charge again.
• Savings Goals: Set a target, watch your progress grow, and check it off when you hit it.
• iCloud Backup: Back up and sync your data across your devices — free, no subscription — or keep everything fully offline as a private money manager.
• Works Offline: Every expense saves to your device first. No account, no sign-up, no bank login.

BUDLER PREMIUM — ONE PAYMENT, YOURS FOREVER

• 3 AI coaching sessions a month (the free plan includes 1)
• Create, edit, and delete your own budget categories
• Up to 3 accounts — Personal, Business, Joint, side by side
• Hours of Life
• BrainRot, Wealthy Mentor, and Romantic coach personalities

No subscription. No recurring charge. One single purchase.

Most finance apps are too gentle to actually change your habits. Budler isn't. Download Budler — the expense tracker and budget planner with an AI coach that judges you, in a good way.