Build - Mobile Banking

Build is a rewards-first mobile banking platform. Earn cash, grow your savings, keep your money safe, and benefit from no monthly fees. *Free ATMs and peer-to-peer money transfers.

Net Creations, LLC (dba: Build) is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass-through FDIC insurance coverage is subject to certain conditions.



The Net Creations, LLC (dba: Build) Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

BIGGER REWARDS

Build works directly with each company featured in the cashback carousel - so it is able offer 5-25x the cash back when compared to other banks and financial apps.

Build also provides cash incentives when you spend via your Build debit card. Spend $20 and spin the rewards wheel. Boom. Get paid (via direct deposit) - spin the wheel. Make a qualifying deposit - spin the wheel. Build is fun to use and puts money in your pocket.

Build also offers live customer service ensuring you get the assistance you need from one of our helpful team members.

Rewards cash is deposited in your Build account. We offer a free debit card and similar cash transfer features to any other bank or financial technology platform.

MONTHLY FEES

Build has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. You can also access 55k+ *fee-free ATMs at hundreds of major retailers.

Send money instantly to your friends, family, or colleagues – with no transfer fees.

PRIVACY, SECURITY, CONVENIENCE

Build is free to use and it takes less than five minutes to register for a new account.

In addition to software, administrative and physical barriers, you may notice that our app asks for 2FA (two-factor authentication) more often than other banking or financial apps. Your data is yours. We want it to stay that way. Build does not sell your data to third parties.