Cardsy: Credit Card Tracker

Cardsy gives you a complete picture of your card strategy.

Track your cards, benefits, credits, annual fees, bonus offers, earning rates, and travel in one simple place. Whether you manage a few cards or a full rewards setup, Cardsy helps you understand what each card is worth, which one to use for every purchase, and how much your perks and points are really giving back.

TRACK YOUR CARD BENEFITS

Track all the benefits that come with your cards, from monthly dining credits to yearly free night certificates. Cardsy helps you stay focused on the perks that matter, with auto-tracking for benefits that are automatically charged and the option to hide benefits you don’t use.

KNOW YOUR REAL CARD VALUE

Compare the value you receive from benefits, bonuses, travel perks, and award redemptions against annual fees. View card value over time, review past benefit usage, and see which cards are adding value to your wallet and which ones may be costing more than they’re worth.

MAKE THE MOST OF YOUR TRAVEL

See every travel benefit your cards and elite status give you, organized by flights, hotels, and rental cars. Track your airline, hotel, and rental car status and see exactly what each tier includes.

Log your flights, hotel stays, and rentals along with the perks you used, like free checked bags, upgrades, priority boarding, breakfast, and late checkout, and link each one to the card or status that provided it. Your travel perks count toward each card’s value, so you can see what your cards are really doing for you on the road.

GET MORE FROM YOUR POINTS AND MILES

Record award redemptions with the points you spent, taxes and fees, and the cash price they replaced, including any points you transferred or bought to book them. Cardsy shows what each points program has returned per point, how your points moved from card programs to airline and hotel partners, and which transfer partners and current transfer bonuses are available to you.

FIND THE BEST CARD TO USE

Use the Best Card explorer to rank your cards by earning rate for any spending category. Cardsy lets you tailor rankings to how you actually spend, whether you prefer booking direct instead of using travel portals or use Apple Pay to earn more with mobile wallet bonuses. Add custom points valuations so rankings reflect how you personally value points, miles, and cash back.

MANAGE YOUR WALLET

Add cards, track open dates, product changes, closed cards, and credit limits. Cardsy also gives you helpful wallet insights, such as your total credit limit and average card age.

TRACK BONUSES AND OFFERS

Follow sign-up bonuses, retention offers, upgrade offers, and more from start to finish. Track progress toward spending requirements, stay ahead of deadlines, and remember the value you’ve earned from past bonuses.

EXPLORE LOUNGES AND TRACK VISITS

Discover which airport lounges you can access with your cards and plan your travels accordingly. Search for an airport or browse by network, see access details for each lounge your cards unlock, and log your visits to track the value you're getting from lounge benefits and which lounges you've visited.

BUILT FOR CREDIT CARD AND TRAVEL ENTHUSIASTS

With Cardsy, your credit cards and travel rewards become easier to understand, easier to manage, and easier to optimize.

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