CarLoanMateAU

Know the real cost before you buy your next car.

CarLoanMateAU is Australia's most comprehensive car finance comparison tool - compare Cash, Car Loan, and Novated Lease side-by-side with full tax analysis.

- WHAT YOU CAN DO -
- Compare all 3 finance options in one clear view
- See your true total cost after tax savings
- Understand exactly how novated lease reduces your income tax
- Save and revisit multiple car scenarios

- TAX COMPARISON ENGINE -
The only car finance app that shows you:
- Taxable income with vs without a novated lease
- Exact annual and total tax savings via salary sacrifice
- Your effective salary increase from pre-tax payments

- FULL BREAKDOWN -
Monthly repayments
Total interest paid
Residual value
After-tax real cost

- WORKS FOR -
Australia — ATO tax brackets + full Novated Lease
New Zealand — IRD tax brackets + Novated Lease
Other countries — Cash & Loan comparison

- FREE VERSION -
Cash vs Loan comparison
One saved scenario

- PREMIUM: $2.99 one-time -
- Full novated lease analysis
- Complete tax comparison table
- Unlimited saved scenarios
- Ad-free experience

This app provides general financial estimates for illustrative purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified financial adviser before making financial decisions.

- LEGAL -
Privacy Policy:
https://irradiatedsolution.github.io/carloanmateAU-privacy/

Terms of Use (EULA):
https://irradiatedsolution.github.io/carloanmateAU-privacy/terms.html