Cash Balancer AI

Get out of debt — for free. Cash Balancer shows you exactly what you owe, where your money goes, and the fastest way to $0.

SEE YOUR TOTAL DEBT
Add your credit cards, student loans, car loan, and anything else you owe. Cash Balancer adds it all up and shows your debt-free date if you pay the minimum, a little more, or a lot more — plus how much interest you'll save.

SPEND BREAKDOWN
Upload a credit card statement and see where your money really goes: essentials vs extras, spending by category, your top stores, and what it all costs once interest is added. Download it as a PDF.

CASH FLOW REPORT (NEW)
Upload your checking, savings, and debt statements together. See where your money goes next to the national average, then tap play and hear Cash AI walk you through the highlights.

UPLOAD ALL YOUR BILLS AT ONCE
Snap or upload up to 10 statements. Our AI reads your balance, APR, and minimum payment. Upload next month's statement and your balance updates automatically.

WATCH YOUR DEBT DROP
A progress chart tracks your total debt over time, with milestones for every card and loan.

A BUDGET THAT STARTS WITH WHAT MATTERS
List your must-pay bills — rent, electricity, phone, food, childcare — then add your income as it comes in. See exactly what's left each month to crush debt.

PAY THE RIGHT DEBT FIRST
Avalanche or Snowball — we show which debt to attack first based on your interest rates.

MEET CASH AI™
Your personal finance coach. Ask anything about your money by voice or text, snap a bill and hear it explained, or model "what if" scenarios before big decisions.

NO BANK CONNECTIONS — your accounts are never linked
TRY IT WITHOUT AN ACCOUNT — start as a guest, sign up free anytime
100% FREE — no premium tier, no ads

Download Cash Balancer and start crushing debt today.