Cashvelope: Envelope Budgeting

Cashvelope is a budget app and expense tracker that shows what you have left to spend, and your whole net worth in one number. Give the categories you overspend on an envelope-style limit, log spending in seconds, and see cash, savings, investments and debts together, without linking your bank.

ENVELOPE-STYLE BUDGETS
- Set a spending limit for food, fun or any category: weekly, monthly, yearly or custom
- See what's left, whether you're ahead of an even pace, and how much a day keeps you on budget
- Budgets reset themselves every period, so you set them up once
- Trip and event budgets that count only what you add to them

YOUR WHOLE NET WORTH
- Cash, savings, investments, crypto, gold, home, car and loans in one place
- Net worth, what you own and owe, and your asset allocation
- Gain and loss for each investment account; update values in one sheet
- Transfers between accounts

TRACK IN SECONDS
- Expenses, income and transfers on one screen, with categories and subcategories
- Smart category suggestions and home screen widgets
- Attach up to 3 receipt photos to a transaction
- Recurring transactions that can record themselves
- Import from CSV, including Mint exports

SUBSCRIPTIONS & BILLS
- All subscriptions and recurring bills on one page, with monthly and yearly totals
- Spots charges that look recurring so you can review them
- Reminders on due dates

SEE WHERE IT GOES
- Monthly and yearly reports with charts; compare periods
- Spending calendar, day by day
- Multiple accounts and currencies with automatic exchange rates
- Keep track of money you lent and borrowed

YOUR DATA, YOUR CALL
- No ads. No bank login.
- No account needed to start; sync across devices is optional
- Restore points, export anytime, biometric app lock
- Available in English, German, Japanese, Korean, Spanish and more

CASHVELOPE PRO (OPTIONAL)
Everything above is free. Pro adds:
- Budget timeline: spending day by day in each period, past periods, and where your current pace will end
- Typical month: regular income, fixed costs, usual spending and what's left each month
- Unlimited budgets (free includes 5 active budgets)
- 12 months of net worth and account value history (free shows 3 months)
- Renewal alerts: a heads-up before each subscription renews, and a check on the ones you may no longer use
- Receipt photo backup to the cloud, on all your devices
Nothing you've added is ever locked. Your data stays yours, with or without Pro.

Cashvelope Pro is available as a monthly or yearly auto-renewing subscription, or a one-time lifetime purchase. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms of Service: https://cofiapps.com/terms
Privacy Policy: https://cofiapps.com/privacy