Cenne

Cenne is a personal finance app for people who like to know where every cent went.

Log expenses and income in seconds from the app or Shortcuts. Keep as many accounts as you need, in any currency, and see one net worth in the currency you choose.

BUDGETS THAT LOOK AHEAD
Set monthly or yearly budgets. Cenne compares this period with your past ones and shows where the month is likely to end, with a range, so you know before the last week whether the budget will hold. It stays quiet until it has enough history to say something honest.

RECURRING PAYMENTS AND GOALS
Schedule rent, subscriptions and salary. Planned payments count in what is left to spend before they post. Set a goal with a target amount and date and see whether your surplus is on track.

YOUR INVESTMENTS, BESIDE YOUR SPENDING
Connect your own Interactive Brokers account with a read-only Flex token and Cenne mirrors your holdings into net worth. Or enter holdings by hand. Cenne never trades and never moves money.

PRIVATE BY DESIGN
There is no Cenne server and no account to create. Your data stays on your device and syncs through your own private iCloud. No analytics, no ads, no tracking. Optional Face ID lock. Automatic encrypted backups go to your own iCloud Drive, and you can export everything at any time.

Cenne is built around logging every cent yourself. If you want a bank to fill the ledger for you, this is not that app.