Cently: AI Finance Assistant

Cently turns your bank accounts, credit cards, and receipts into clear answers and simple next steps, no spreadsheets, no guesswork.

Connect your accounts in minutes with Plaid, or upload CSV files from any bank. Cently cleans, categorizes, and enriches every transaction automatically, so your financial picture stays accurate and current.

Ask anything about your money
Chat with Cently in plain English. Ask "What did I spend the most on last month?" or "Which subscriptions can I cancel to save money?" and get real answers, complete with charts, comparisons, and summaries built from your actual data.

A financial assistant that reaches out first
Cently doesn't just wait for you to ask. When something's worth knowing, a new subscription, an unusual charge, a shift in your spending, it starts the conversation and explains what's going on in plain English. Turn it on or off anytime in Settings.

Receipt and invoice parsing
Snap a photo or upload a PDF. Cently pulls out every line item and matches it to the right transaction, so you get tax-ready records without typing a thing.

Spending insights at a glance
Your home dashboard shows spending by category, monthly trends, and recent activity. Pin what matters most and set spend alerts so nothing catches you off guard.

Smart categorization that learns
Cently categorizes transactions automatically and gets sharper the more you use it, learning from your own spending patterns instead of a generic model.

Bank-grade security
SOC 2 Type II certified. TLS encryption in transit, AES-256 at rest. Powered by Plaid and Stripe. We never sell your data, and deleting your account is permanent, not just deactivated.

Start your 7-day free trial. No credit card required. Cancel anytime.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://cently.ai/privacy