Centsly: Money Expense Tracker

Centsly is an expense tracker and budget planner for people who handle money in more than one currency. Track every expense, plan your budgets, and manage your spending across 166 currencies, with live exchange rates, fully offline, and no bank login required.

This expense tracker is built for real life. Whether you are paying with a Wise card, Revolut, cash, or a foreign bank account, every transaction lands in the right account in its native currency. See your full spending in your home currency, automatically converted.

KEY FEATURES OF THIS BUDGET PLANNER
- Log any expense in under 10 seconds
- 166 currencies with live exchange rates
- Multiple accounts: cash, cards, wallets, Wise, Revolut, and foreign banks
- Each account stays in its native currency, all summed in your home currency
- Cross-currency transfers with editable target amounts
- Works fully offline, syncs when you are back online
- Spending heatmap, daily budget trends, and category breakdowns
- Export to CSV or PDF with full conversion history
- No bank account required, ever

WHY CENTSLY IS A DIFFERENT EXPENSE TRACKER
Most expense trackers force you to connect a bank account. That breaks down when your money is spread across multiple accounts, currencies, and countries. Centsly is a manual expense tracker and money manager designed for fast, private budget tracking.

BUDGET PLANNER, MONEY MANAGER, SPENDING TRACKER IN ONE
Centsly works as your daily budget planner, expense tracker, money manager, money tracker, and spending tracker. Set a monthly budget, log expenses, watch your spending trends. Whether you need a simple budget tracker for daily expenses or a full budget planner for monthly bills, Centsly keeps every budget in one place.

COMING FROM ANOTHER APP?
If you used Money Lover, Spendee, Monefy, iCost, TravelSpend, Trail Wallet, or TripCoin, you will find Centsly familiar, with one key difference: no bank sync required, fully offline, designed around handling multiple currencies natively. For users leaving Mint, YNAB, or Empower behind, Centsly is the budget tracker and expense tracker that keeps your data private.

PERFECT FOR
- Anyone managing money across multiple accounts or currencies
- Anyone who wants a budget tracker and expense tracker in one app
- Digital nomads and expats living abroad
- Travelers tracking vacation budgets and trip costs
- Remote workers earning in multiple currencies
- Anyone using Wise, Revolut, prepaid cards, cash, or non-US banks

CURRENCY CONVERTER BUILT IN
Every expense converts automatically. Track your full spending in your home currency, even when paying in baht, pesos, lira, dirhams, euros, dollars, or any of 166 supported currencies. No spreadsheets. No mental math.

SUBSCRIPTION TRACKING
Centsly Pro logs your subscriptions automatically in any currency. Streaming subscriptions, software subscriptions, and recurring bills, all tracked in their native currency and summed in your home currency. Stop overpaying for forgotten subscriptions.

PRIVACY FIRST
Your data stays private. No tracking. No ads. No selling your spending habits.

CENTSLY PRO
Upgrade when you want more:
- Unlimited accounts for every card, bank, wallet, and cash balance
- Auto-tracked subscriptions in any currency
- Export to CSV and PDF anytime, with full conversion history
- Advanced analytics and spending trends
- 3-day free trial, then $2.99 per month or $24.99 per year

EVERY DAY, EVERY BUDGET
From daily spending at home to a 3-month sabbatical budget or full-time nomad life, Centsly keeps your budget honest. See where your money goes by account, by country, by category.

Start tracking. Stop wondering where your money went.

Privacy Policy: https://centsly.oryzenhub.com/privacy
Terms of Use (EULA): https://centsly.oryzenhub.com/terms
Questions? https://centsly.oryzenhub.com/faqs