Cepte: Budget & Expenses

Cepte shows where your money goes and how much you have in total, on the same screen.

Most budget apps only show the flow: what you earned and what you spent this month. But the question you really care about is usually this: "How much do I have overall, and is it growing?" Cepte brings the two together.


WHAT IT DOES

• Record income and spending by category, and split one receipt across several categories
• Set up repeating records like rent, salary and bills once; weekly, monthly or yearly, they appear on their own when the day comes
• See your subscriptions on one screen: what they add up to per month and per year, and which one renews next
• Get a reminder before a payment is due
• Put a monthly limit on a category and see it before you go over
• Add your currencies, gold, silver and crypto and follow their current value
• Export your records as CSV whenever you like


SHARED LEDGER

Record shared expenses with your flatmate, your partner or a group of friends in one ledger. Just say who paid and who shares it; Cepte works out who owes whom. People join with an invite code, so nobody has to share an email address or phone number.


A HOME SCREEN THAT TELLS YOU SOMETHING

"You spent 1,240 this month" is something you already know. Cepte's home screen tells you three things you could not work out yourself:

• How much your spending went up or down compared with last month
• How much you will have spent by the end of the month at this pace
• How much you can spend per day from today until the end of the month


YOUR ASSETS IN ONE PLACE

Exchange rates come from the Central Bank of Türkiye's daily bulletin. Gold and silver are valued at spot price. Bitcoin, Ethereum and more than 50 other cryptocurrencies are valued at the current market price.

The portfolio is based entirely on what you enter. The app does not connect to any bank, broker or wallet; it only multiplies the quantity you typed by the current price.


LANGUAGE AND CURRENCY

English, German, French, Spanish, Italian and Turkish. Keep your account in dollars, euros, pounds, Turkish lira and a range of other currencies. When you switch currency, you can convert your amounts at the day's rate.


YOUR DATA IS YOURS

Download all your records as CSV at any time and open them in Excel. You can delete your account from inside the app; when you do, all your transactions, categories, budgets and portfolio are permanently removed.

You can sign in with Apple and use "Hide My Email" to create an account without ever sharing your real address.


CEPTE PLUS

Cepte Plus unlocks: a cash flow forecast for the months ahead, the real return of your assets against the dollar and gold, importing a bank or card statement from a PDF, Excel or CSV file, an estimate of the interest you would pay if you don't clear your card statement (for accounts in Turkish lira), a monthly PDF report, and extra wallets to keep personal and business spending apart. The subscription renews automatically until you cancel; you can manage it in your Apple account settings.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy:
https://cepte.vercel.app/gizlilik