Chit Kart: Smart Chit Fund

Chit Kart brings the entire chit fund experience into a beautifully designed, easy-to-use mobile app. Track your savings, explore new plans, join live auctions, make secure payments, and access all your documents — anytime, anywhere.
Built with complete compliance to The Chit Funds Act, 1982, Chit Kart ensures accuracy, safety, and trust at every step.

A Smarter Way to Manage Your Chits
Clarity at a Glance
Your personalized dashboard shows everything that matters — savings, dividends, due payments, live auctions, and quick actions.

One App for All Your Chits
Easily view and manage all active, completed, and pending chits with full visibility of payments, installments, certificates, and history.

Live Auctions. Real Transparency.
Join auctions in real time with a modern, chat-style bidding interface, countdown timers, and instant winner announcements.

Subscribe to New Plans Instantly
Discover curated chit plans designed for every financial goal. Compare, evaluate, and enroll in minutes using secure UPI payments.

Vacant Chits, Instant Opportunities
Join running groups with open slots and enjoy transparent dividend visibility from day one.

Your Documents! Always Available.
Access all digital certificates — FDR, PSO, Commencement Certificate, Agreements, and more — all in one place.

Security You Can Trust
-Mandatory KYC for every user
-Encrypted UPI payments
-Transparent digital ledger for all transactions
-Fully aligned with regulatory guidelines

Designed for Every Chit Participant
Whether you’re saving, investing, or bidding strategically, Chit Kart gives you total control — with the simplicity of a modern fintech app.