Closer: Net Worth Tracker

Everything you own, in one number. Then a plan to grow it.

Closer shows your entire financial picture: savings, investments, pensions, property, crypto and debts. All as a single figure, telling you exactly what it takes each month to reach the number you're aiming for.

No bank connection. No account. No subscription.

HOW IT WORKS

1. Set your goal — retirement, a house deposit, your FIRE number
2. Add what you own and what you owe
3. See what it takes each month, and watch it happen

TRACK EVERYTHING

- Savings, cash and current accounts
- Stocks with live prices
- Crypto with live prices
- Workplace pensions and SIPPs
- ISAs, funds and ETFs
- Property and vehicles
- Mortgages, loans and credit cards

A PLAN, NOT JUST A NUMBER

Most trackers tell you where you are. Closer tells you what to do about it.

- See the monthly amount that reaches your goal on time
- Drag to see what a different amount would mean
- If there's a gap, see exactly how big it is
- Project when you could stop working, year by year

UK ALLOWANCES

- See what's left of your ISA allowance this tax year
- Track pension contributions against your annual allowance
- Know how many days remain before 5 April

SEE WHAT ACTUALLY MOVED IT

Contributions, market growth, and assets added or removed — split out, so you know whether you earned it or saved it.

YOUR DATA STAYS ON YOUR PHONE

- No account to create
- No bank connection, so nothing to breach
- Balances and history never leave your device
- Face ID lock and privacy mode, both free

WIDGETS AND APPLE WATCH

- Home screen and lock screen widgets
- Apple Watch app with goal progress

CLOSER PRO — ONE PAYMENT, FOREVER

No subscription. No monthly fee.

- Multiple goals, each tracking its own assets
- ISA and pension allowance tracking
- See what moved your net worth
- Medium home screen widget
- Export everything as CSV

Built by an indie developer in the UK.