Contribution Room: TFSA & IRA

NOT A GOVERNMENT APP
Contribution Room is an independent app. It is not affiliated with, endorsed by or operated by the Canada Revenue Agency, the Government of Canada, the IRS, the U.S. government or any financial institution, and it does not represent a government entity.

Know exactly how much contribution room you have left, in every registered account, in one place.

Contribution Room tracks your Canadian and US registered accounts side by side. Add your contributions, and the app shows how much room remains this year, what is coming due, and when each deadline lands. Everything stays on your device. There are no bank links, no sign-up and no accounts to create.

CANADA
- TFSA
- RRSP and Spousal RRSP
- FHSA
- RESP
- RDSP

UNITED STATES
- Traditional IRA and Roth IRA
- 401(k), 403(b) and TSP
- Solo 401(k), SEP IRA and SIMPLE IRA
- 457(b)
- HSA, Health FSA and Dependent Care FSA
- 529 plans, Coverdell ESA and ABLE

WHAT YOU GET
- Room left, at a glance: a clear total and a per-account breakdown with a progress ring.
- Deadlines: see the next contribution deadline for each account, with reminders.
- Catch-up limits: add your birth year (optional) and the app applies age 50+ catch-up limits for you.
- Current limits, kept up to date: the yearly limits update automatically when new figures are published, so you do not need to update the app.
- Private by design: your numbers never leave your phone.
- Available in English, French and Spanish.

FREE AND PREMIUM
The free plan tracks one account. Premium tracks all of your accounts, adds insights, and is available as a monthly or yearly subscription (with a free trial on the yearly plan) or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel a subscription anytime in your Apple ID account settings.

OFFICIAL SOURCES
Limits and rules come from these official government pages. Always confirm with them:
Canada
- TFSA: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account.html
- RRSP deduction limit: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/contributing-a-rrsp-prpp/where-you-find-your-rrsp-prpp-deduction-limit.html
- FHSA: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/first-home-savings-account.html
- RESP: https://www.canada.ca/en/services/benefits/education/education-savings/resp.html
- RDSP: https://www.canada.ca/en/employment-social-development/programs/disability/savings.html
United States
- IRA limits: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits
- 401(k) and 403(b): https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits
- TSP: https://www.tsp.gov/contribution-limits/
- 457(b), SIMPLE IRA, SEP IRA: https://www.irs.gov/retirement-plans/cola-increases-for-dollar-limitations-on-benefits-and-contributions
- HSA and FSA (Pub. 969): https://www.irs.gov/publications/p969
- Dependent care (Pub. 503): https://www.irs.gov/publications/p503
- 529 and Coverdell (Pub. 970): https://www.irs.gov/publications/p970
- ABLE: https://www.irs.gov/government-entities/federal-state-local-governments/able-accounts-tax-benefit-for-people-with-disabilities

Contribution Room is a tracking and planning tool. It is not tax, legal or investment advice. Your actual contribution room can differ, for example because of unused room, over-contributions or your notice of assessment, so always confirm with official sources.

Terms of Use: https://contributionroom.wealthboardapp.com/terms
Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/