CoolPay-Pay, Send, Bills

CoolPay is a simple, secure payment app for everyday transfers, bill payments and airtime, with the tools agents and businesses need to run a POS business.

Open a free Individual or Business account in minutes and manage your money from one place.

Send Money
• Transfer to any bank account
• Send money to other CoolPay users
• Transfer to mobile money wallets
• Move money between your own balances
• Save beneficiaries for faster repeat transfers

Fund Your Wallet
• Top up with a bank transfer
• Fund your wallet with your debit card

Pay Bills and Buy Airtime
• Airtime and mobile data
• Electricity
• Cable TV subscriptions
• Education payments, including school fees, WAEC and JAMB
• Toll payments

POS and Agent Tools
• Request or buy a POS terminal from the app
• Accept card payments in person and earn on every transaction
• Set your commission rates
• Add and manage agents and view all your terminals in one place
• Track POS transactions by date

Transactions and Receipts
• View and filter your full transaction history
• Share or save receipts as a PDF or image

Security
• Two-factor authentication when you sign in
• Confirm payments with your transaction PIN or fingerprint
• Security questions to help protect your account
• Identity verification with BVN, NIN and a selfie check

Invite Friends
• Share your personal referral code with friends and family

Getting Started
1. Download CoolPay
2. Create an Individual or Business account
3. Verify your identity and start sending and paying