Cowries Pay

Cowries Pay lets farmers send and receive funds for their produce within their local community. We provide farmers with the ability to bypassing the traditional banking system, carrying cash and eliminating all the inefficiencies associated with a slow speed of delivery, high charge rates and correspondent banks’ fees.

Send money
Cowries Pay let farmers transfer money by receiving payments for the farm produce. Anyone farmer can register and with a contact number be able to send or receive money instantly.

Fast transfers
We won’t make you or your customers wait! Your money will usually arrive within minutes. All you need is a contact number.

Cash out and becoming an 'Agent’
Cowries Pay makes it possible for you to cash out locally using one of our agents. You can also become a registered agent and use out Cowries Pay app to validate transfers and earn a commission on each transaction. Download the Cowries Pay app as an agent to manage your account once approved.

Top up your wallet
You can add money to your account using Mobile money via Flutterwave, Paypal and Stripe for those with a card. Charges may apply depending what payment gateway you use.

Saving money
The Cowries Pay transfer is an easy-to-use bank alternative for people who want to send money locally or internationally without high bank fees or slow queues.

Note: Cowries Pay is the name of the payment system under Cowries Money used for processing transaction between farmers.

Important links
Become an agent
Register as an agent using our Agent app or by sending an email to agent@cowriesmoney.com
Need Help
Send an email to service@cowriesmoney.com