Credit Card Benefits Tracker

Never miss a credit card benefit—and know which card gives you the most value.

Credit Card Benefits Tracker brings expiring card credits, reward rates, transfer partners and annual-fee value into one simple app. Track what you have used, get reminders for what remains and compare cards using point values that match how you redeem.

TRACK CARD BENEFITS
• Add the cards in your wallet and choose which benefits to track
• Follow monthly, quarterly, annual and cardmember-year credits
• Record full or partial redemptions and undo mistakes
• Add custom cards and benefits when you need them

GET REMINDERS BEFORE CREDITS EXPIRE
• Enable notifications benefit by benefit
• Choose how many days early to be reminded
• Set a minimum remaining balance for each alert
• Choose silent or vibrate delivery

FIND THE BEST CARD FOR EVERY PURCHASE
• Compare cards you own for groceries, dining, travel and more
• Explore supported cards beyond your wallet
• Set your own value for points and miles
• Review reward rates, caps, activation rules and effective dates

KNOW WHEN YOUR BENEFITS CHANGE
• Get alerted when an issuer changes a benefit or reward rate
• Choose which of your cards you want watched
• Watch cards you do not own yet, before you apply
• See what changed, when it takes effect and the official source

WHAT IS FREE, AND WHAT IS PRO
• Free: up to five cards, benefit tracking, expiry reminders, best-card picks across every supported card, and annual-fee reports
• BenefitTrove Pro: unlimited cards, change alerts sent to your phone, watching cards you do not own yet, and setting your own value per point for points and miles
• Pro is $3.99 per month or $29.99 per year, with a 3-day free trial for eligible new subscribers. Payment is charged to your Apple Account and renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in App Store account settings.

SEE IF AN ANNUAL FEE PAYS OFF
• Compare annual fees with value you actually redeemed
• See confirmed, still-available and expired value separately
• Each card is measured over its own cardmember year, anniversary to anniversary
• Projected value is never counted as savings

Credit card benefits, reward rates and terms can change. Always verify eligibility and current terms with the card issuer. Credit Card Benefits Tracker is independent, is not affiliated with card issuers and does not provide financial advice.

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