Credit & Debt

The Credit & Debt App is your new secret weapon for money management. This free and secure app offers best-in-class strategies to help manage your money across multiple accounts, pay off debt faster, build your credit, and much more. With our mobile-first design and easy-to-use interface, you will quickly know your current financial situation.

1. TALK TO A FREE, CONFIDENTIAL FINANCIAL COACH

Did we mention you have access to free, confidential financial coaches? Yes, that’s right! Our financial coaches are here to help you create an organized, practical budget that fits your lifestyle and goals. In today’s fast-paced world, it is more important than ever to have a solid understanding of your finances, and we are committed to helping you get there. Let us help you meet your debt payoff goals more effectively – you do not have to do it alone.

2. MANAGE MULTIPLE FINANCIAL ACCOUNTS IN ONE PLACE

Connecting to your banking information lets you manage all your accounts inside the app. Now you can easily track your spending habits, see trends, and learn ways to save money. Here are a few fan-favorite features to check out:

• Income vs. Expenses - Immediately, you can quickly see your spending habits by category and month + 90-day trends.

• Monthly Expenses - Use a budget app to determine where you might be overspending compared to the national average monthly spend per category.

• Proactive Insights - Stay on top of your spending and financial balances virtually anywhere with overdraft warnings, large transaction notifications and more.

• Keep Track of Debt Payment Due Dates - And pay them on time. Like an automatic bill payment feature your credit card might offer, you will be able to use Credit & Debt as a reminder for making monthly payments.

• Save For the Future - Our app will alert you of any opportunities to save.

3. DIY DEBT MANAGEMENT PLATFORM

One of the most exciting features of our app is the Debt Payoff Simulator. With this, you can run different simulations to see when and how fast you can pay off your debt. (Yes, the thought of being debt-free makes us giddy, and we hope it does for you too). Simply plug in what you are willing to pay each month towards your debt and the app will tell you when you will be debt free.

By using the Credit & Debt App, you can create a financial goal to work towards. The app will let you predict your timeline, and then stay on top of your progress. We want to boost your motivation, plus it is super satisfying to see your debt decrease every month while your savings account increases. The app can be as flexible as you need, allowing you to change your goals if changes or challenges arise.

4. REAL-TIME SPENDING AND BANKING ALERTS

Are you planning to buy a house, get a new car, or simply want a new credit card with better rewards? Your credit score and identity play a significant role in achieving those big-ticket items. And the good news for you, our app lets you monitor your credit with ease.

Actively monitoring your spending allows you to work toward achieving your financial goals. Also, monitoring your spending can help detect any fraud or unwanted charges to your credit. With 48 unique notifications, you can be notified with any major (or minor) change to your finances.

Why Use the Credit & Debt App?

When your finances are just a finger tap away, you are more likely to be involved and on top of how much you are spending, saving, and paying toward debt. The Credit & Debt App makes it all easier to access and, more importantly, understand. Get the app today and see for yourself!