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App Store Apps > Finance > Credit Owl
Credit Owl icon

Credit Owl

by Carter Fletcher · Finance · Free
On the App Store since June 2026 · Data updated 2026-11-03

Credit Owl is made and published by Carter Fletcher. AppBrain is an independent app data site and isn't affiliated with Carter Fletcher. The app name, icon, screenshots and description belong to Carter Fletcher and are shown as published on the App Store.

AppBrain's verdict

Rating on App Store
4.00
1 ratings
Last updated
July 11, 2026

It doesn't have enough ratings yet to judge what users think.

Official page on the App Store

Rankings

App Store top charts

App Store Rankings for Credit Owl

This app is not ranked

Competitors

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Releases

Updates seen on the App Store
Version
1.1.0
Launched
June 2026

No changelog data

User feedback

Ratings and reviews on the App Store

Comments on Credit Owl for iOS

We don't have enough comments to show example comments. Please check back later.

Technology

Found in the app by AppBrain
Price
Free
App size
9.91 MB
Content rating
Everyone

Technologies used by Credit Owl

About the app and developer

About Credit Owl

Credit Owl is a finance app developed by Carter Fletcher.

User Ratings

Credit Owl is rated 4.00 out of 5 stars. The rating is based on one rating ratings.

App Information

Credit Owl is freely available from the App Store. The app size is 9.91 MB. The latest version available is 1.1.0. The last update was on July 11, 2026.

Technical Requirements

The app has a content rating of Everyone. The app has been available on the App Store since June 2026.

Developer information for Carter Fletcher

Carter Fletcher

Address:

Frequently asked questions about Credit Owl

Is Credit Owl free?

Yes. Credit Owl is free on the App Store.

Is Credit Owl still available?

Yes. Credit Owl is on the App Store, and the last update we saw was on July 11, 2026.

How large is Credit Owl?

Credit Owl is 9.91 MB.

Is Credit Owl suitable for children?

App Store rates the content of Credit Owl as suitable for everyone.

How do people rate Credit Owl?

Credit Owl has one rating of 4.00 stars on the App Store.

Who made Credit Owl?

Credit Owl was developed by Carter Fletcher. It is listed in the finance category on the App Store.

What are the best alternatives to Credit Owl?

People looking at Credit Owl also look at these finance apps: Allowance – Family Money, CrediVitals: Credit Tracker, Paycaster - Ads, PaySmart: Credit Card Tracker, BELMAY - Bank Balance Forecast.

Share Credit Owl

Store listing

By Carter Fletcher, from the App Store
Credit Owl Screenshot 1 of 6
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Credit Owl Screenshot 6 of 6
Screenshots by Carter Fletcher, from the the App Store listing
Description by Carter Fletcher Written by the developer, not by AppBrain. Click to read.
Most people don't know when their credit utilization is actually being reported. Credit Owl changes that.

Your credit utilization is captured at your statement close date, not on your balance due date.
Credit Owl tracks that date for each of your cards using research-backed reporting rules for 25+ issuers, including Apple Card, Chase, Amex, Capital One, Discover, and Citi. You get a per-card reminder at exactly the right moment, every cycle telling you exactly what to pay and when, so you control what gets reported to the bureaus.

The optimal utilization is 1% to 8%. Credit Owl lets you fine-tune your personal target.

Credit Owl Pro unlocks unlimited cards and bank syncing on a monthly or annual plan. Your next statement close is closer than you think, make sure you're ready for it.

Terms of Use: https://creditowl.app/terms
Privacy Policy: https://creditowl.app/privacy
Official page on the App Store
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