Debt Payoff Planner: MagicDebt

MagicDebt — Built to Help You Get Out of Debt

MagicDebt is the simple, intelligent way to take control of your credit cards and pay them off faster — one paycheck at a time.

Pay Smarter, Not Harder

MagicDebt shows you exactly how much to pay on each card every payday. Its smart allocation engine helps you divide your income across all your cards based on your balances, limits, and interest rates — so you can make real progress without guesswork.

Automated Motivation

Stay on track with interactive charts, trends, and widgets that visualize your debt payoff progress. See how your last payment stacks up with color-coded trends and pie charts that make your financial journey feel tangible and rewarding.

All-in-One Simplicity

Add your cards once — MagicDebt remembers your limits, rates, and payments.

View your payment history in a clean, calendar-style timeline.

Tap to mark payments as submitted or confirmed.

Track upcoming expenses and distributions effortlessly.

Get reminded when it’s payday and ready to distribute.

Privacy-First & Vision-Smart

MagicDebt never shares your financial data.

Personal Progress, Made Visual

From interactive pie charts to pay-cycle graphs, MagicDebt turns your debt reduction journey into a clear, motivating picture. Zoom, swipe, or tap to explore your progress — every dollar toward freedom is visible.

Built-In Accountability

MagicDebt meets you where you are. Whether you’re managing $1,000 or $10,000 in debt, it helps you plan with clarity, not shame.

MagicDebt requires subscription or in app purchase to access the distribution planning and purchases tracking.

EULA: http://www.apple.com/legal/itunes/appstore/dev/stdeula
Privacy: https://privacy.logicalmagic.tech/