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App Store Apps > Finance > Debt Payoff Tracker - Zero
Debt Payoff Tracker - Zero icon

Debt Payoff Tracker - Zero

by Karol Jaworski · Finance · Free
On the App Store since March 2026 · Data updated 2026-10-27

Debt Payoff Tracker - Zero is made and published by Karol Jaworski. AppBrain is an independent app data site and isn't affiliated with Karol Jaworski. The app name, icon, screenshots and description belong to Karol Jaworski and are shown as published on the App Store.

AppBrain's verdict

Last updated
July 4, 2026
Official page on the App Store

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Releases

Updates seen on the App Store
Version
1.0.1
Launched
March 2026

No changelog data

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Technology

Found in the app by AppBrain
Price
Free
App size
4.00 MB
Content rating
Everyone

Technologies used by Debt Payoff Tracker - Zero

About the app and developer

About Debt Payoff Tracker - Zero

Debt Payoff Tracker - Zero is a finance app developed by Karol Jaworski.

What is the rating of Debt Payoff Tracker - Zero?

Debt Payoff Tracker - Zero has no ratings yet.

Is Debt Payoff Tracker - Zero free?

Debt Payoff Tracker - Zero is free. The app size is 4.00 MB. The latest version available is 1.0.1. The last update was on July 4, 2026.

What are the requirements for Debt Payoff Tracker - Zero?

The app has a content rating of Everyone. The app has been available on the App Store since March 2026.

Developer information for Karol Jaworski

Karol Jaworski

Address:

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Store listing

By Karol Jaworski, from the App Store
Debt Payoff Tracker - Zero Screenshot 1 of 5
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Debt Payoff Tracker - Zero Screenshot 5 of 5
Screenshots by Karol Jaworski, from the the App Store listing
Description by Karol Jaworski Written by the developer, not by AppBrain. Click to read.
Zero - Know Your Debt-Free Date.

Zero is the debt payoff app built around one number that actually matters: the day you make your last payment. Every balance, every repayment, every interest charge - tracked with precision so you can see exactly where every dollar goes and exactly how fast you can reach freedom.

CHOOSE YOUR STRATEGY
- Debt Snowball: Pay off your smallest balance first. Build momentum. Feel wins compound.
- Debt Avalanche: Attack the highest-interest debt first. Pay less interest overall.
- Compare both side-by-side: see which strategy saves more in interest and time.
- Switch strategies anytime without losing your data.

UNDERSTAND WHERE EVERY DOLLAR GOES
- See every balance you owe - credit cards, auto loans, personal debts, and more
- Track monthly interest charges and total interest cost per debt
- Watch your principal balance shrink with every repayment
- Know how your income and expenses affect your debt payoff pace
- What-If Calculator: how much do you save by adding $100 or $500 per month?

WATCH YOUR PROGRESS
- Total debt countdown with a live payoff date projection
- Milestone celebrations at 25%, 50%, 75%, and the moment you reach zero
- Days-to-freedom countdown (Premium)
- Full repayment history (Premium)

AI DEBT COACH (PREMIUM)
Ask your AI coach anything about your debts, your repayment options, or your path to financial freedom.
- "Should I switch from Snowball to Avalanche?"
- "What if I repay an extra $300 this month?"
- "How do I free up income to accelerate my payoff?"
Powered by advanced AI. 30 questions per day.

ZERO PRO FEATURES
- Unlimited debts (free tier: up to 5)
- Full repayment history
- Interest vs. principal monthly breakdown
- Payoff timeline visualization
- Days-to-freedom countdown
- AI Debt Coach (30 queries/day)
- Export to CSV
- Shareable progress cards
- Custom app icons

FREE TIER INCLUDES
- Up to 5 debts tracked
- Snowball and Avalanche strategies with side-by-side comparison
- Payment logging with milestone celebrations
- Payoff date projection
- What-If Calculator

Zero Pro is available as a monthly ($4.99/month) or yearly ($39.99/year) subscription. A 50% introductory offer may be available for new subscribers.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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