Debtling - shared expenses

Who owes whom, and how much? Dlužníček works it out for you. Track shared costs from trips, flats, dinners or training, then settle up with as few payments as possible. Just scan a QR code in your banking app.

WHAT IT DOES
• Everyone pays their part: split equally, by shares, by percent or by exact amounts. It always adds up to the last cent.
• As few transfers as possible: three payments instead of twelve back and forth.
• Pay with one scan: the account number and amount are in a bank QR code. Or send money through Revolut.
• Exchange rates fill themselves in: pay in euros, see balances in your group's currency.
• Works without signal: expenses sync once you're back online.
• Nothing gets lost: every change is in the history, and a deleted expense comes back with one tap.
• Statistics by category, person and month.
• Loyalty cards for the whole crew: scan a card and share it with your group.
• One-tap shortcuts for the usual spends.
• Home Screen and Lock Screen widgets: a group's balance and your loyalty cards at hand.
• Actions for the Shortcuts app: add an expense right after you pay by card.
• Face ID lock, dark mode, CSV export, notifications for new payments.

Friends without the app? Add them by name and their debts count just the same. When they join, they take over their name with the whole history.

BASIC AND PREMIUM
The basic version has no time limit: up to 5 active groups, spending up to CZK 50,000 per group, every kind of split, currencies, QR payments, statistics and offline mode.

One person buys Premium and it unlocks the whole group for everyone in it:
• unlimited spending in the group
• AI receipt scanning (up to 100 receipts a month per group): the app reads the items and you just split who had what
• repeat payments (rent, subscriptions, pocket money)
• unlimited active groups for the subscriber

Premium is an auto-renewing subscription, monthly or yearly. Payment is charged to your Apple ID account when you confirm the purchase. The subscription renews unless you cancel it at least 24 hours before the end of the period, in Settings → your name → Subscriptions. Settling up always works, even when a group hits its limit.

PRIVACY
Your data is stored on a server in the Czech Republic, with encrypted backups. A receipt photo goes to Google Gemini for reading only if you allow it.

Terms of Use: https://dluznicek.czechitacademy.cz/en/terms
License agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://dluznicek.czechitacademy.cz/en/privacy