DebtTracker: IOU & Money Owed

Who owes you money — and who do you owe? DebtTracker keeps every IOU, personal loan and repayment in one private ledger. No account. No subscription. No ads.

Lent a friend cash for concert tickets? Borrowed from family to cover rent? Log it in seconds, record partial payments as they come in, and get a reminder before the due date. When it's paid off, settle it with one tap.

WHAT YOU CAN DO
• Track money you lent and money you borrowed, person by person
• See each person's net balance at a glance
• Record partial payments and installments
• Edit any entry, any time
• Set due dates and get reminder notifications
• Send a payment reminder in a friendly, polite or firm tone via Messages, WhatsApp or any app
• Settle in full with one tap, then share a "Paid in full" receipt image
• Attach receipt photos to a record
• Swipe actions and recent-people quick picks for fast entry

YOUR DATA STAYS YOURS
• No account, no sign-up
• Your records stay on your iPhone
• Face ID lock
• Full backup & restore to a file in Files or iCloud Drive — free for everyone, so a new phone never means lost records
• CSV export

FREE
• Up to 5 open records
• Partial payments, due-date reminders and reminder messages
• Backup & restore, CSV export, Face ID and dark mode

PRO — ONE-TIME PURCHASE
• Unlimited records
• Analytics studio: cash flow, 12-month balance history, collection rate, categories and overdue aging
• Payoff planner built around your monthly budget
• PDF and image statements for each person
• 6 custom app icons
• All future PRO features included

Try PRO free for 7 days. Then pay once and it's yours — no subscription, no renewals.

GREAT FOR
• Friends who lend each other money
• Roommates splitting rent and bills
• Family loans and advances
• Anyone who wants a simple, private IOU book

Download DebtTracker and always know where every loan stands.