Deco Budget

Deco brings your financial life into one clear, calm view. Understand what you can spend, where your money goes, what is coming next, and what it will take to reach your goals.

KNOW WHAT IS REALLY AVAILABLE
See balances, upcoming commitments, recent spending, and the amount that is genuinely available until payday—not just the number shown by your bank.

BUILD A BUDGET AROUND YOUR LIFE
Deco uses your spending history to create a personalized starting budget. Adjust category limits, choose the lifestyle that fits you, and keep full control of every number.

SEE RECURRING COSTS BEFORE THEY LAND
Subscriptions, bills, rent, and other repeating costs are organized into one useful view so upcoming expenses do not become surprises.

PLAN GOALS AND DEBT
Create savings goals, emergency funds, and debt payoff plans. Add contributions, link relevant transactions, track progress, and use the calculator to understand the monthly amount or timeline required.

UNDERSTAND YOUR WHOLE FINANCIAL PICTURE
Track cash, manual accounts, investments, property, vehicles, and debts together. Follow net worth over time and see how each part contributes.

ADD YOUR DATA YOUR WAY
Create accounts manually and import CSV or Excel bank statements. You choose what to add, and Deco never asks for your online banking password.

CALCULATORS THAT USE YOUR REAL PICTURE
Explore savings targets, affordability, and life plans with calculations grounded in the financial information you choose to add.

PRIVACY ON YOUR TERMS
Choose Smart Insights or Maximum Privacy during setup. Maximum Privacy protects sensitive financial details with device-side encryption and a recovery code only you hold. Face ID and PIN locking are available for additional protection.

Deco's budgeting, manual accounts, statement imports, goals, debts, investments, and analytics are available without a subscription.

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