Dewmint Money: Expense Tracker

Know where your money goes — without connecting a bank or creating an account.

Dewmint Money is a fast, privacy-first money tracker for everyday spending, income, transfers, debts, budgets, scheduled transactions, account balances, and fixed-asset valuations. Your financial records stay in the app’s private storage on your device unless you choose to export or back them up. The core experience works offline.

RECORD MONEY QUICKLY
• Add expenses and income in seconds
• Record transfers
• Add optional notes and choose the transaction date and time
• Keep separate bank, cash, wallet, credit-card, and investment accounts
• Customize accounts and categories with icons and colors
• Correct balances with auditable adjustments

MANAGE ACCOUNTS AND CREDIT CARDS
• Track balances across your accounts
• Add a monthly payment due date to credit cards
• See credit-limit utilization
• Enable optional credit-card payment reminders with Dewmint Money Pro
• Sort and group accounts to suit the way you work

TRACK DEBTS
• Record money you owe or money owed to you
• Track borrowing, lending, payments, receipts, and settlements with their actual dates
• Add due dates and notes
• Connect debt activity to an account when money moves
• Archive inactive debts while retaining their history

PLAN WITH MONTHLY BUDGETS
• Set spending budget for each month
• Create an overall limit or allocate amounts by category
• Track current spending and review previous months
• Automatically repeat budgets each month with Dewmint Money Pro

PLAN AHEAD
• View income and expenses in a monthly calendar
• Schedule future expenses, income, and transfers with Dewmint Money Pro
• Choose optional device reminders for scheduled transactions
• Keep upcoming activity organized alongside everyday records

TRACK FIXED ASSETS WITH PRO
• Create custom groups such as Properties
• Record homes, land, vehicles, valuables, or other assets
• Adjust valuations and retain a private valuation history
• Include their latest valuations in your net worth without mixing them into transactions or spending insights

SEE YOUR COMPLETE FINANCIAL PICTURE
• See your net worth with money in hand, money lent, and liabilities shown separately
• Open My Wealth Overview for a visual breakdown of the accounts and assets that make up your wealth
• Review spending, income, and net recorded cash flow
• Explore category and account breakdowns
• View month, quarter, year, custom-range, and lifetime spending insights
• Search and filter your complete transaction history
• Export transactions to PDF

PROTECT AND BACK UP YOUR DATA
• Lock the app with a PIN and optional biometric unlock
• Manually back up and restore using your private iCloud app container
• Enable automatic daily, weekly, or monthly backups with Dewmint Money Pro

Backups are controlled by you and protected by your iCloud account and Apple’s storage and transport protections.

PRIVATE BY DESIGN
• No bank connection
• No Dewmint account or sign-in
• No ads
• No access to SMS or email
• Core functionality works offline
• Reminders are scheduled locally on your device

The free version includes unlimited transactions, up to two active accounts, up to 25 active categories, one active debt, one manually configured monthly budget, and manual backup and restore.

Dewmint Money Pro unlocks unlimited active accounts, categories, and debts; scheduled transactions and reminders; credit-card payment reminders; custom groups and valuation tracking; automatic monthly budget repetition; and automatic backups. Monthly, yearly, and one-time Lifetime Pro purchase options are available.

Dewmint Money is a personal record-keeping tool and does not provide financial, tax, accounting, investment, or legal advice.

Privacy Policy:
https://dewmint.app/privacy/

Dewmint Terms of Use:
https://dewmint.app/terms/

Apple Standard EULA:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/