ECARD: Your SmartWallet

As the first U.S. bank issued UnionPay EMV reloadable card, ECARD is a better, faster, and simpler payment solution for those traveling internationally or making daily purchases at home. We’re connecting the world, breaking down the barriers of the global payment system and changing the way people bank. We utilize advanced technologies to enable frictionless transactions among individuals or corporations beyond countries and regions. Here’s what our members love the most about ECARD:

● Accepted in 179 countries and regions. Easily withdraw more than 100 local currencies at ATMs worldwide.
● Access to UnionPay's Merchant Loyalty Program and enjoy thousands of rewards around the world.
● No credit check, no hard pull
● Easy and safe online application
● SSN not mandatory; Non-U.S. Passport Welcome
● No overdraft fee, no minimum balance required
● Exclusive extra cashback payout*
● Transparent & competitive exchange rate
● Balance up to $250,000 is insured by FDIC
● EMV Chip Card Security
● 24/7 customer support team

The ECARD Mobile Banking App lets you manage every aspect of your account whenever and wherever. You can:

● Stay in control of your money, track your account balance and transaction history
● Link your other bank accounts with one click** and reload easily in-app
● Instant money transfers between users
● ECARD activation and register
● Find reload locations near you
● Change your card PIN and login password
● Grow your savings automatically with recurring reload
● Block your card instantly in-app
● Order Supplementary Cards


The ECARD Prepaid card is issued by Global Bank of New York (Member FDIC), pursuant to a license by UnionPay International Company, Ltd.

* Visit ecardinc.com for more details.

**ECARD uses Plaid to verify your bank account information. See mobile app for Plaid terms.