Elekto

Elekto is your personal credit card assistant powered by on-device Apple Intelligence. Get smart recommendations for which card to use based on where you are or what you're buying.

HOW IT WORKS

Share your location or describe what you're buying — flights, groceries, gas — and Elekto tells you which credit card to use for the best rewards. All analysis happens entirely on your iPhone. Nothing leaves your device.

MANAGE YOUR CARDS

Add your credit cards with custom rewards descriptions. Organize them with drag-and-drop and custom colors. Export and import your card data with .elekto files for easy backup and sharing.

PRIVACY FIRST

- 100% on-device AI — no cloud servers, no tracking
- Location accessed only when you ask, never stored
- Never collects card numbers, CVVs, or account details
- All card data stays on your iPhone

Elekto is free with no paywall. Every feature is available without paying. You may have up to 5 cards for free. Subscriptions are available to allow the use of more. Optional tips support continued development.

Requires iPhone 15 Pro or later with Apple Intelligence enabled.

Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/