eply: daily budget planner

Your bank shows you a balance. It doesn't tell you how much of it is already spoken for.

eply does that one calculation. Rent, subscriptions, the bill due Thursday, the salary that lands on the 5th: subtract all of it, protect the cushion you don't want to touch, divide what's left by the days ahead.

One number. What you can spend today without regretting it.

Safe to spend, per day Recalculated every time you add a transaction, a bill, or expected income. No envelopes to maintain, no categories to set up before you can start.

Check a purchase before you make it Type in an amount and see what it does to the rest of the month. Sometimes the answer is "you can, but it gets tighter", which is more useful than yes or no.

A protected cushion Money you set aside stops counting as spendable. Your safety net isn't part of the daily number, so you don't spend it by accident.

Entry that stays out of the way An amount, a category, done. There's a calculator in the keypad, because groceries never come to a round number. Your history is there when you want it, but the app opens on what's coming, not on what already happened.

Accounts in any currency Cash, cards, bank accounts, deposits, credit. Transfers between currencies at a rate you can override, with the fee if there was one. Balances add up into one total.

Nothing to sign up for No bank connection to set up, no email, no password. Your accounts and transactions are stored encrypted on this device. The app opens with a PIN or Face ID, and you can export a backup whenever you want. It's your file, on your storage.

Free, and no ads.

Available in English, Russian, Ukrainian, Belarusian, Polish, German, Spanish, French and Portuguese.

I built eply because I kept opening my banking app before buying something and still not knowing the answer. If the number it gives you is wrong, tell me. The contact options are in Settings.