Estimate My Mortgage

See how a home purchase fits your budget. Estimate My Mortgage calculates fixed-rate loan payments and ownership costs in US dollars, then lets you save and compare your assumptions.

• Preview the monthly cost as you enter a property price, down payment, interest rate and loan term.
• Include property tax, home insurance, HOA fees, upkeep and utilities. These inputs are annual amounts; closing costs are paid once.
• Compare saved estimates, view cash at closing and total loan interest, and inspect monthly or yearly amortization schedules. Tap the balance chart to inspect a year.
• Edit, duplicate, search, sort and delete estimates. Share a summary using the system share sheet.
• Enter an address manually or use optional Apple Maps search and property maps.

Designed for iPhone and iPad with native controls, system text sizes and adaptive layouts. Estimates stay on your device. No account, ads, in-app purchases or analytics service.

Calculations assume a fixed rate and constant ownership costs. Zero-interest loans and all-cash purchases are supported. Mortgage insurance, including PMI, adjustable rates, future cost changes and lender fees outside the entered closing costs are excluded. Estimates are not lender quotes; confirm actual terms and costs with your lender.