Every-Penny-Counts

Every Penny Counts is a lightweight personal finance app designed for everyday money tracking. It helps you record income, expenses and transfers, manage account balances, set monthly budgets, and review your recent financial activity in a simple, organized interface.

The app includes five main sections: Overview, Accounts, Transactions, Budgets and Settings. You can create accounts for cash, bank cards, credit cards, e-wallets, investments and other assets, then keep each balance up to date as you record transactions.

When adding a transaction, choose from income, expense or transfer, then add the amount, date, category and optional notes. Account balances update automatically based on each transaction, helping you keep a clearer picture of your money across different accounts.

The Overview page gives you a quick summary of net worth, monthly income, monthly expenses, monthly balance, recent transactions and a six-month income and expense trend. The Transactions page lets you filter records by month and transaction type, making it easier to review spending patterns over time.

Budgets help you manage spending by category. Set monthly budget amounts for expense categories and use them as a simple guide for controlling everyday costs.

Every Penny Counts comes with common income and expense categories, including food and dining, transportation, shopping, housing, healthcare, entertainment, education, telecom, daily essentials, utilities, salary, part-time jobs and investment income. You can also manage categories based on your own habits.

Your data is stored locally on your device. The app also supports exporting your data as a JSON backup file and restoring data from a backup when needed.

Key features:

- Track income, expenses and account transfers
- Manage cash, bank card, credit card, e-wallet, investment and other accounts
- Automatically update account balances after transactions
- View net worth, monthly income, monthly expenses and monthly balance
- Review six-month income and expense trends
- Filter transactions by month and type
- Manage income and expense categories
- Set monthly budgets by expense category
- Export data as a JSON backup file
- Restore data from a JSON backup file
- Clear local data and start fresh when needed

Every Penny Counts is built for people who want a simple way to track daily money activity, manage multiple accounts and stay aware of monthly spending without dealing with overly complex finance tools.