Expensly: Auto Budget Tracker

Save for what you love. Expensly logs your spending for you and shows how much is safe to spend today, in any country and any currency.

Tell Expensly your income and payday. It builds a budget for every category and works out a safe amount to spend each day. No spreadsheets, no maths.

PURCHASES THAT LOG THEMSELVES
• Bank SMS: every card purchase your bank texts you about is logged, with the shop and category filled in
• Apple Pay: tap your iPhone or Apple Watch and the purchase is ready to log
• Action Button and Back Tap: after you pay, press or double-tap and Expensly reads the purchase from your bank's notification. Works with any bank
• Set up once in about a minute, with a test to check it works
• No bank login, ever. Personal messages are never read

KNOW WHAT'S SAFE TO SPEND
• One number for today, updated with every purchase, shown as a green, orange or red battery
• "Can I buy it?" checks a purchase against today, your category and your savings goal before you pay
• A clear forecast for the month

BUDGETS THAT START ON PAYDAY
• A budget for every category, built from your income, rent and bills
• Resets on your payday, not the 1st of the month
• Weekly view with a plant that grows when you stay on budget
• Alerts before a category runs out

SAVE FOR WHAT YOU LOVE
• Savings goals that are set aside first, so they stay safe
• 4-week challenges to cut one category
• Your AI Coach looks at your month and gives you one simple next step

ADD THE REST IN SECONDS
• Quick keypad: two taps, with date and place filled in
• Quick chat: type "lunch 25" and it lands in Food
• Paste a bank message or import a statement to fill in the past

MORE
• Subscription tracker with renewal reminders
• Debt payoff planner with your debt-free date
• Zakat calculator
• Calendar of your spending, month history and comparisons
• Widgets, colour themes and app icons
• Family: share spending with the people you live with

ANY COUNTRY, ANY CURRENCY
• 150+ currencies, including 3-decimal dinars
• Full English and Arabic, with a right-to-left layout in Arabic

PRIVATE BY DESIGN
• Manual tracking is always free
• Face ID lock
• No ads, and we never sell your data

EXPENSLY PREMIUM
Premium adds automatic logging, the AI Coach, unlimited custom categories and exclusive themes. New subscribers get a 7-day free trial on the monthly or yearly plan. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings, your name, Subscriptions.

Terms of Use (EULA): https://expensly.app/terms
Privacy Policy: https://expensly.app/privacy