Finami

Your money stays on your phone and nowhere else. Finami keeps your accounts, transactions and debts encrypted on the device itself, and only your PIN opens them.

Log an expense in seconds, see what you actually have left, and reach the end of the month without surprises.

WHAT YOU CAN DO
• Record income and expenses with account, category and amount
• See the combined balance of every account by week, month, half-year or year
• Handle cash, bank and wallet accounts in several currencies, with conversion
• Track debts and count every payment down until they are closed
• Move money between your own accounts without double-counting it
• Set reminders and get the alert before the due date
• Organize your categories your way
• Export an encrypted backup whenever you want

ZERO-KNOWLEDGE ENCRYPTION
The database on your phone is encrypted, and the key is derived from your PIN on the device itself, so it never leaves it. Neither the server nor we can read your finances. Unlock with Face ID or Touch ID if you prefer. When you create the vault you write down a twelve-word recovery phrase, and that phrase is the only thing that gets your data back if you forget the PIN.

READ THIS BEFORE YOU INSTALL
This first release works on your phone only. There is no sync between devices and no automatic cloud backup, so losing the phone means losing the data. That is what the encrypted export is for: you create it, and you keep it wherever you want. Do it every now and then.

WHO IT IS FOR
For anyone who wants to know where their money goes without handing the details of their financial life to someone else's server. No bank connection, no message access, no ads.

English and Spanish, light and dark themes, and several currencies at once.

Terms and conditions: www.finami.app/en/terms-conditions
Privacy policy: www.finami.app/en/privacy-policy