Buying your first home in Australia? Doing your tax? Working out repayments on a refinance? Finance Calculator+ has 30+ Australian-coded calculators in one offline app: stamp duty for every state, mortgage repayments, ATO income tax, currency, RPN scientific, and more.
No ads. No subscriptions. No tracking.
MORTGAGE AND HOME LOAN
- Mortgage repayments: weekly, fortnightly, or monthly
- Borrowing power: how much you can borrow, the way lenders calculate it
- Extra repayments: see exactly how much time and interest you save
- Refinancing: compare your current deal against new offers
- Offset account savings model
- LMI estimator for deposits under 20%
- Loan serviceability assessment
CAR AND PERSONAL LOANS
- Car loan and personal loan repayments
- Credit card payoff: exactly how long until your balance hits zero
STAMP DUTY AND PROPERTY
- Stamp duty: every Australian state and territory, with first home buyer concessions, off-the-plan reductions, and investment property surcharges
- Investment property: interactive cash flow charts with PDF export
- Rent vs buy: long-term cost of owning versus renting
TAX AND INCOME
- Australian income tax with Medicare levy and surcharge
- HECS-HELP repayment estimator with current thresholds
- GST: add or remove 10% instantly
RATE TRACKER
- Live RBA cash rate, variable and fixed home loan rates
- 90-day BBSW and 10-year bond yields
- Historical charts: 1Y, 3Y, 5Y, 10Y
- Next RBA meeting countdown
SCIENTIFIC CALCULATOR + RPN
- Full scientific: trig, logs, exponents, factorials, permutations, combinations, statistics
- DEG / RAD switching with clear indicator
- RPN mode: 4-register stack with ENTER, DROP, SWAP, ROLL DOWN, STO/RCL, LAST X
- One-tap switch between Algebraic and RPN
- Built-in explainer for RPN newcomers
- Calculation history: save and copy any result
PROFESSIONAL (AmortPro)
- Solve for any unknown: payment amount, rate, term, or principal
- Cash flow events: rate changes, extra payments, holidays, balloons
- Interest-only and fixed-principal periods
- Full amortisation schedule with PDF export
- Comparison Rate: true cost of a loan including all fees
GRAPHING AND EQUATIONS
- 2D graphing: plot up to 3 functions
- 3D surface graphing from f(x,y)
- Equation solver: linear and non-linear systems
- Base converter: binary, octal, decimal, hex with bitwise operations
SAVINGS AND BUDGET
- Compound interest calculator
- Savings goal planner
- Superannuation projection with employer contributions and salary sacrifice
- Budget planner
CHINESE CALENDAR
- Perpetual calendar 1900-2100
- Lunar dates with zodiac animals
- Heavenly Stems and Earthly Branches
- 24 Solar Terms with precise dates
- Bidirectional Gregorian and Lunar lookup
FORTUNE TELLER (just for fun)
- Tarot, Numerology, Astrology, I Ching, Runes, Magic 8-Ball
For entertainment only - never financial, medical, or legal advice.
EVERYDAY TOOLS
- Currency converter: 150+ currencies with live rates
- Unit converter: length, mass, area, volume, temperature, time, data
- Tip calculator and bill splitter
- Date calculator: date difference, add/subtract days, business days
- Password generator
WHY FINANCE CALCULATOR+?
* Free forever: no ads, no IAP, no subscriptions
* Works completely offline
* PDF export for reports and amortisation schedules
* Dark/light themes, pin favourites, drag to reorder
* Your data stays on your device: zero tracking
Every calculator uses current Australian tax rates, stamp duty, super, and lending standards.
Download free today.
Show more
Show less
